Bond ETFs

STIP:what it yields, how rates move it and what it holds

iShares 0-5 Year TIPS Bond ETF. Portfolio as of July 31, 2026, from the fund's SEC filing (Form N-PORT).

Inflation-protected (TIPS). TIPS: US Treasury bonds whose principal rises with US inflation. The yield shown is above inflation.

Yield to maturity (YTM)

2.47%real

before the fund's costs

As of July 31, 2026, before the fund's costs.

If rates rise 1 pointestimated from its duration, 2.5 years: -2.5%
Investment gradeno credit risk: US Treasury
Size25 positions: $15.9B

In a few words

STIP holds 25 positions. 96% of the portfolio is US Treasury bonds. On July 31, 2026, the bonds it holds had a real yield to maturity of 2.47% a year, that is, above inflation. Its duration is 2.5 years: if rates rise by 1 percentage point, its price falls about 2.5%. In 2022, when rates rose sharply, its total return was -2.8%.

Every ETF in Inflation-protected (TIPS)

If rates change

A rough estimate, if rates moved at once and equally at every maturity.

2.5 years duration2.47% yield to maturity

Change in rates+1 point

▲ break-even

Price, at once

-2.5%

Over 12 months, with the yield

0.0%

Ready-made moves

Change in rates	At once	12 months
	+2.5%	+4.9%
	+1.2%	+3.7%
	0.0%	+2.5%
	-1.2%	+1.2%
	-2.5%	0.0%
	-4.9%	-2.4%

At a yield of 2.47% and a duration of 2.5 years, a rise in rates of about 1.01 points within the year would eat the whole year's yield.

Past returns

The ETF's total return, price change plus distributions, as the fund reports it to the SEC.

August 2019 – July 2026

Last 12 months

+3.5%

3 years, average per year

+5.1%

Worst 12 months

-2.9%

Largest fall from a peak

-4.4%

100 at the start 129.5 at the end, distributions reinvested

What it holds

Portfolio as of July 31, 2026: when the bonds it holds mature, and its main figures.

25 positions1 issuer

When they mature

Up to 1 year19.3%

1 to 3 years41.9%

3 to 5 years34.2%

5 to 10 years0.0%

10 to 20 years0.0%

Over 20 years0.0%

Details

Issuer: US Treasury, 95.5%
Positions: 25
Average coupon: 1.13%
Floating rate: 0.0%
In other currencies: 0.0%
Mortgage-backed: 0.0%
In default: 0.00%
Hard to value: 0.00%
Cash and cash funds: 4.3%

Maturities as stated on the bonds. Mortgage bonds, many corporate bonds and city bonds can be repaid early, so in practice they mature sooner.

Similar bond ETFs

Same kind as STIP, nearest in rate sensitivity.

VTIPVanguard Short-Term Inflation-Protected Securities ETF
If rates +1%-2.3%
TIPiShares TIPS Bond ETF
If rates +1%-6.3%
SCHPSchwab U.S. TIPS ETF
If rates +1%-6.4%

ETF	Yield (YTM)	If rates +1%	2022	Size
VTIPVanguard Short-Term Inflation-Protected Securities ETF	2.05%	-2.3%	-2.8%	$71.0B
TIPiShares TIPS Bond ETF	2.33%	-6.3%	-12.1%	$14.6B
SCHPSchwab U.S. TIPS ETF	2.10%	-6.4%	-12.0%	$16.5B

The full analysis

And what about stocks?

Bonds are only one side of investing. With Ploutos AI you can analyse a company through its official SEC filings, look into its financials and understand what lies behind the numbers. Every finding comes with a reference to its source, so you can check the data behind the analysis.

A fair value range built from the filings
Earnings quality, debt and red flags
Insider and institutional moves
The case for and the case against

Common questions

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How much would STIP fall if rates rose?

With a duration of 2.5 years, an immediate one-point rise in rates would take about 2.5% off its price. An equal fall would add about the same.

What is STIP's yield?

On July 31, 2026, according to its filing, the bonds it holds had a yield to maturity (YTM) of 2.47% a year, before the fund's costs. That is not the distribution the ETF pays, and it moves every day with prices.

How did STIP do in 2022?

In 2022 STIP returned -2.8% in total, as the fund reports it.

Is this STIP's dividend yield?

No. The yield to maturity shown here is what the bonds the fund holds would earn a year if held to maturity, at the prices on the filing date. The dividend yield measures what the ETF paid over the last 12 months against its price, and it lags, because it depends on the coupons of bonds bought earlier. The SEC yield the issuer publishes is a standardised 30-day figure after costs, and usually lands close to the yield to maturity, a little below. When rates have risen, the dividend yield is usually lower than the other two.

US stocksThe market today, the sectors, the largest companies and the week's results.ETF overlapHow much of one ETF is already inside another, stock by stock, from the funds' SEC filings.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.Methodology and sourcesWhere every figure comes from and how it is checked.

This page describes what bond ETFs hold, based on their SEC filings. Bond prices change every day and past returns do not say what comes next.