COWZ vs XLY overlap - what they share and where they differ
COWZ and XLY share 11.9% of their weight across 12 common positions, read from what each fund reported to the SEC.
Each week Ploutos reads the reported positions of the largest US equity ETFs and measures, pair by pair, the weight they share: for every stock both funds hold, the smaller of the two weights counts. Two funds tracking the same index land near 100%. A sector fund inside a broad index fund lands at roughly that sector's weight.
COWZ and XLY
11.9%
12 shared positions
COWZ
Pacer US Cash Cows 100 ETF
Reported positions cover 100% of the fund, 100 positions · Jul 31, 2026
Top 10: 20.4%·Holdings of COWZ
XLY
State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Reported positions cover 100% of the fund, 47 positions · Jun 30, 2026
Top 10: 69.2%·Holdings of XLY
Reported positions cover COWZ 100%, XLY 100% of each fund. An overlap cannot exceed the smaller coverage, so a low figure can mean little overlap or thin reporting.
XLY vs COWZ side by side
COWZPacer US Cash Cows 100 ETF
100
stock positions reported to the SEC
86.2% of its weight is in 88 names XLY does not hold
XLYState Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
47
stock positions reported to the SEC
85.2% of its weight is in 35 names COWZ does not hold
Where each fund's weight sits
Largest sectors for both funds
The widest gap is Consumer Cyclical: XLY has 79.7 points more of it.
The figures side by side
| COWZ | XLY | |
|---|---|---|
| Filing date | Jul 31, 2026 | Jun 30, 2026 |
| Stock positions reported | 100 | 47 |
| Weight of the ten largest | 20.4% | 69.2% |
| Largest position | BKNG 2.2% | AMZN 22.2% |
| Held alone | 88 positions, 86.2% | 35 positions, 85.2% |
| Covered by stock positions | 100% | 100% |
Holdings they share
| Stock | In COWZ | In XLY | Counted |
|---|---|---|---|
| BKNGBooking Holdings Inc | 2.22% | 3.44% | 2.22% |
| LOWLowe's Cos Inc | 1.89% | 3.07% | 1.89% |
| ABNBAirbnb Inc | 1.54% | 1.49% | 1.49% |
| FFord Motor Co | 1.88% | 1.35% | 1.35% |
| DHIDR Horton Inc | 1.03% | 1.07% | 1.03% |
| CCLCarnival Corp Ltd | 0.90% | 0.91% | 0.90% |
| EXPEExpedia Group Inc | 1.58% | 0.73% | 0.73% |
| PHMPulteGroup Inc | 0.59% | 0.65% | 0.59% |
| TPRTapestry Inc | 0.57% | 0.74% | 0.57% |
| NVRNVR Inc | 0.37% | 0.46% | 0.37% |
What each holds alone
The heaviest positions one fund reports and the other does not.
Only in COWZ
Only in XLY
Questions people ask
Is COWZ the same as XLY?
11.9% of their weight sits in the same 12 holdings. COWZ also reports BMY, HCA, MPC, which the other does not. XLY also reports AMZN, TSLA, HD, which the other does not.
How is the overlap between COWZ and XLY measured?
For every stock both funds report, the smaller of the two weights counts, and the sum is the overlap. The reported positions cover 100% of COWZ and 100% of XLY, so the number cannot exceed the smaller coverage.
Which holds more, XLY or COWZ?
COWZ reports 100 stock positions and XLY reports 47. 86.2% of COWZ's weight sits in names XLY does not hold, and 85.2% of XLY's weight in names COWZ does not hold. The ten largest positions are 20.4% of COWZ and 69.2% of XLY.
How do COWZ and XLY differ by sector?
The widest gap is Consumer Cyclical: XLY has 79.7 points more of it. Sectors come from each holding's SIC code in its SEC record, summed by the weight the fund reports.
Where do the numbers come from?
From each fund's own N-PORT filing to the SEC, which lists every position and its weight. The comparison uses every equity position the fund reports; cash, futures and bonds are not counted, which is why a coverage figure sits next to every result. Holdings change between filings.
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Descriptive data from public SEC filings. Nothing on this page is a recommendation to buy, sell or hold any fund or stock, and holdings change between filings.