SCHD vs XLP overlap - what they share and where they differ

SCHD and XLP share 18.3% of their weight across 9 common positions, read from what each fund reported to the SEC.

Each week Ploutos reads the reported positions of the largest US equity ETFs and measures, pair by pair, the weight they share: for every stock both funds hold, the smaller of the two weights counts. Two funds tracking the same index land near 100%. A sector fund inside a broad index fund lands at roughly that sector's weight.

SCHD and XLP

18.3%

9 shared positions

SCHD

Schwab U.S. Dividend Equity ETF

Reported positions cover 100% of the fund, 99 positions · May 31, 2026

Top 10: 43.6%·Holdings of SCHD

XLP

State Street(R) Consumer Staples Select Sector SPDR(R) ETF

Reported positions cover 100% of the fund, 34 positions · Jun 30, 2026

Top 10: 62.4%·Holdings of XLP

Reported positions cover SCHD 100%, XLP 100% of each fund. An overlap cannot exceed the smaller coverage, so a low figure can mean little overlap or thin reporting.

XLP vs SCHD side by side

SCHDSchwab U.S. Dividend Equity ETF

99

stock positions reported to the SEC

81.5% of its weight is in 90 names XLP does not hold

XLPState Street(R) Consumer Staples Select Sector SPDR(R) ETF

34

stock positions reported to the SEC

65.0% of its weight is in 25 names SCHD does not hold

Where each fund's weight sits

SCHD
XLP
shared with the other fundheld alonenot covered by the filing (cash, futures, bonds)

Largest sectors for both funds

Consumer Defensive
13.0%
70.1%
Consumer Cyclical
13.6%
26.3%
Healthcare
18.8%
0.0%
Technology
18.6%
0.0%
Energy
13.0%
0.0%

The widest gap is Consumer Defensive: XLP has 57.1 points more of it.

The figures side by side

SCHDXLP
Filing dateMay 31, 2026Jun 30, 2026
Stock positions reported9934
Weight of the ten largest43.6%62.4%
Largest positionQCOM 6.7%WMT 10.8%
Held alone90 positions, 81.5%25 positions, 65.0%
Covered by stock positions100%100%

Holdings they share

StockIn SCHDIn XLPCounted
KOCoca-Cola Co/The3.96%6.85%3.96%
PGProcter & Gamble Co/The3.55%7.43%3.55%
PEPPepsiCo Inc3.44%4.32%3.44%
MOAltria Group Inc2.94%4.53%2.94%
TGTTarget Corp1.45%3.85%1.45%
ADMArcher-Daniels-Midland Co0.96%2.39%0.96%
KMBKimberly-Clark Corp0.81%2.36%0.81%
HSYHershey Co/The0.72%1.69%0.72%
GISGeneral Mills Inc0.45%1.21%0.45%

What each holds alone

The heaviest positions one fund reports and the other does not.

Only in SCHD

QCOMQUALCOMM Inc6.74%
TXNTexas Instruments Inc5.90%
UNHUnitedHealth Group Inc5.09%
MRKMerck & Co Inc3.86%
CVXChevron Corp3.83%
VZVerizon Communications Inc3.65%
COPConocoPhillips3.51%
AMGNAmgen Inc3.47%
HDHome Depot Inc/The3.36%
ABTAbbott Laboratories2.96%

Only in XLP

WMTWalmart Inc10.80%
COSTCostco Wholesale Corp9.03%
PMPhilip Morris International Inc6.13%
CLColgate-Palmolive Co4.70%
MNSTMonster Beverage Corp4.45%
MDLZMondelez International Inc4.15%
KDPKeurig Dr Pepper Inc2.89%
SYYSysco Corp2.59%
KVUEKenvue Inc2.38%
KRKroger Co/The2.04%

Questions people ask

Is SCHD the same as XLP?

18.3% of their weight sits in the same 9 holdings. SCHD also reports QCOM, TXN, UNH, which the other does not. XLP also reports WMT, COST, PM, which the other does not.

How is the overlap between SCHD and XLP measured?

For every stock both funds report, the smaller of the two weights counts, and the sum is the overlap. The reported positions cover 100% of SCHD and 100% of XLP, so the number cannot exceed the smaller coverage.

Which holds more, XLP or SCHD?

SCHD reports 99 stock positions and XLP reports 34. 81.5% of SCHD's weight sits in names XLP does not hold, and 65.0% of XLP's weight in names SCHD does not hold. The ten largest positions are 43.6% of SCHD and 62.4% of XLP.

How do SCHD and XLP differ by sector?

The widest gap is Consumer Defensive: XLP has 57.1 points more of it. Sectors come from each holding's SIC code in its SEC record, summed by the weight the fund reports.

Where do the numbers come from?

From each fund's own N-PORT filing to the SEC, which lists every position and its weight. The comparison uses every equity position the fund reports; cash, futures and bonds are not counted, which is why a coverage figure sits next to every result. Holdings change between filings.

Add a third fund in the tool·All fund pairs

Descriptive data from public SEC filings. Nothing on this page is a recommendation to buy, sell or hold any fund or stock, and holdings change between filings.