VTV vs XLF overlap - what they share and where they differ

VTV and XLF share 22.4% of their weight across 59 common positions, read from what each fund reported to the SEC.

Each week Ploutos reads the reported positions of the largest US equity ETFs and measures, pair by pair, the weight they share: for every stock both funds hold, the smaller of the two weights counts. Two funds tracking the same index land near 100%. A sector fund inside a broad index fund lands at roughly that sector's weight.

VTV and XLF

22.4%

59 shared positions

VTV

VANGUARD VALUE INDEX FUND

Reported positions cover 100% of the fund, 305 positions · Jun 30, 2026

Top 10: 24.1%·Holdings of VTV

XLF

State Street(R) Financial Select Sector SPDR(R) ETF

Reported positions cover 100% of the fund, 76 positions · Jun 30, 2026

Top 10: 57.6%·Holdings of XLF

Reported positions cover VTV 100%, XLF 100% of each fund. An overlap cannot exceed the smaller coverage, so a low figure can mean little overlap or thin reporting.

XLF vs VTV side by side

VTVVANGUARD VALUE INDEX FUND

305

stock positions reported to the SEC

77.2% of its weight is in 246 names XLF does not hold

XLFState Street(R) Financial Select Sector SPDR(R) ETF

76

stock positions reported to the SEC

18.4% of its weight is in 17 names VTV does not hold

Where each fund's weight sits

VTV
XLF
shared with the other fundheld alonenot covered by the filing (cash, futures, bonds)

Largest sectors for both funds

Financial Services
18.2%
82.6%
Technology
18.7%
2.4%
Healthcare
15.8%
1.0%
Consumer Defensive
7.1%
0.0%
Industrials
6.5%
0.0%

The widest gap is Financial Services: XLF has 64.4 points more of it.

The figures side by side

VTVXLF
Filing dateJun 30, 2026Jun 30, 2026
Stock positions reported30576
Weight of the ten largest24.1%57.6%
Largest positionMU 4.9%BRK.A 12.1%
Held alone246 positions, 77.2%17 positions, 18.4%
Covered by stock positions100%100%

Holdings they share

StockIn VTVIn XLFCounted
BRK.ABerkshire Hathaway Inc3.47%12.08%3.47%
JPMORGAN CHASE & CO3.06%11.55%3.06%
BACBank of America Corp1.36%4.90%1.36%
GSGoldman Sachs Group Inc/The1.06%3.93%1.06%
WFCWells Fargo & Co0.95%3.33%0.95%
MSMorgan Stanley0.93%3.30%0.93%
CCitigroup Inc0.85%3.14%0.85%
AXPAmerican Express Co0.69%2.37%0.69%
SCHWCharles Schwab Corp/The0.57%1.99%0.57%
BLKBlackRock Funding Inc/DE0.50%1.83%0.50%

What each holds alone

The heaviest positions one fund reports and the other does not.

Only in VTV

MUMicron Technology Inc4.87%
JNJJohnson & Johnson2.29%
EXXON MOBIL CORP2.12%
WMTWalmart Inc1.86%
CATCaterpillar Inc1.83%
ABBVAbbVie Inc1.66%
CSCOCisco Systems Inc1.56%
UNHUnitedHealth Group Inc1.41%
HDHome Depot Inc/The1.32%
PGProcter & Gamble Co/The1.28%

Only in XLF

VVisa Inc7.50%
MAMastercard Inc5.46%
HOODRobinhood Markets Inc1.04%
MCOMoody's Corp0.90%
MSCIMSCI Inc0.54%
XYZBlock Inc0.54%
HIGHartford Insurance Group Inc/The0.48%
COINCoinbase Global Inc0.43%
ARESAres Management Corp0.31%
EGEverest Group Ltd0.19%

Questions people ask

Is VTV the same as XLF?

22.4% of their weight sits in the same 59 holdings. VTV also reports MU, JNJ, EXXON MOBIL CORP, which the other does not. XLF also reports V, MA, HOOD, which the other does not.

How is the overlap between VTV and XLF measured?

For every stock both funds report, the smaller of the two weights counts, and the sum is the overlap. The reported positions cover 100% of VTV and 100% of XLF, so the number cannot exceed the smaller coverage.

Which holds more, XLF or VTV?

VTV reports 305 stock positions and XLF reports 76. 77.2% of VTV's weight sits in names XLF does not hold, and 18.4% of XLF's weight in names VTV does not hold. The ten largest positions are 24.1% of VTV and 57.6% of XLF.

How do VTV and XLF differ by sector?

The widest gap is Financial Services: XLF has 64.4 points more of it. Sectors come from each holding's SIC code in its SEC record, summed by the weight the fund reports.

Where do the numbers come from?

From each fund's own N-PORT filing to the SEC, which lists every position and its weight. The comparison uses every equity position the fund reports; cash, futures and bonds are not counted, which is why a coverage figure sits next to every result. Holdings change between filings.

Add a third fund in the tool·All fund pairs

Descriptive data from public SEC filings. Nothing on this page is a recommendation to buy, sell or hold any fund or stock, and holdings change between filings.