VYM vs XLF overlap - what they share and where they differ

VYM and XLF share 17.6% of their weight across 50 common positions, read from what each fund reported to the SEC.

Each week Ploutos reads the reported positions of the largest US equity ETFs and measures, pair by pair, the weight they share: for every stock both funds hold, the smaller of the two weights counts. Two funds tracking the same index land near 100%. A sector fund inside a broad index fund lands at roughly that sector's weight.

VYM and XLF

17.6%

50 shared positions

VYM

VANGUARD HIGH DIVIDEND YIELD INDEX FUND

Reported positions cover 100% of the fund, 589 positions · Apr 30, 2026

Top 10: 25.6%·Holdings of VYM

XLF

State Street(R) Financial Select Sector SPDR(R) ETF

Reported positions cover 100% of the fund, 76 positions · Jun 30, 2026

Top 10: 57.6%·Holdings of XLF

Reported positions cover VYM 100%, XLF 100% of each fund. An overlap cannot exceed the smaller coverage, so a low figure can mean little overlap or thin reporting.

XLF vs VYM side by side

VYMVANGUARD HIGH DIVIDEND YIELD INDEX FUND

589

stock positions reported to the SEC

82.0% of its weight is in 539 names XLF does not hold

XLFState Street(R) Financial Select Sector SPDR(R) ETF

76

stock positions reported to the SEC

41.4% of its weight is in 26 names VYM does not hold

Where each fund's weight sits

VYM
XLF
shared with the other fundheld alonenot covered by the filing (cash, futures, bonds)

Largest sectors for both funds

Financial Services
15.3%
82.6%
Technology
22.0%
2.4%
Healthcare
12.6%
1.0%
Consumer Cyclical
8.2%
0.0%
Industrials
6.4%
0.0%

The widest gap is Financial Services: XLF has 67.2 points more of it.

The figures side by side

VYMXLF
Filing dateApr 30, 2026Jun 30, 2026
Stock positions reported58976
Weight of the ten largest25.6%57.6%
Largest positionAVGO 8.0%BRK.A 12.1%
Held alone539 positions, 82.0%26 positions, 41.4%
Covered by stock positions100%100%

Holdings they share

StockIn VYMIn XLFCounted
JPMORGAN CHASE & CO3.34%11.55%3.34%
BACBank of America Corp1.44%4.90%1.44%
GSGoldman Sachs Group Inc/The1.07%3.93%1.07%
WFCWells Fargo & Co1.06%3.33%1.06%
MSMorgan Stanley0.90%3.30%0.90%
CCitigroup Inc0.88%3.14%0.88%
BLKBlackRock Funding Inc/DE0.68%1.83%0.68%
CBChubb Ltd0.50%1.62%0.50%
COFCapital One Financial Corp0.49%1.64%0.49%
PGRProgressive Corp/The0.49%1.68%0.49%

What each holds alone

The heaviest positions one fund reports and the other does not.

Only in VYM

AVGOBroadcom Inc8.03%
EXXON MOBIL CORP2.72%
JNJJohnson & Johnson2.30%
CATCaterpillar Inc1.72%
ABBVAbbVie Inc1.56%
CSCOCisco Systems Inc1.52%
CVXChevron Corp1.51%
PGProcter & Gamble Co/The1.44%
UNHUnitedHealth Group Inc1.40%
HDHome Depot Inc/The1.36%

Only in XLF

BRK.ABerkshire Hathaway Inc12.08%
VVisa Inc7.50%
MAMastercard Inc5.46%
AXPAmerican Express Co2.37%
SCHWCharles Schwab Corp/The1.99%
SPGIS&P Global Inc1.63%
HOODRobinhood Markets Inc1.04%
AONAon PLC0.93%
ICEIntercontinental Exchange Inc0.92%
MCOMoody's Corp0.90%

Questions people ask

Is VYM the same as XLF?

17.6% of their weight sits in the same 50 holdings. VYM also reports AVGO, EXXON MOBIL CORP, JNJ, which the other does not. XLF also reports BRK.A, V, MA, which the other does not.

How is the overlap between VYM and XLF measured?

For every stock both funds report, the smaller of the two weights counts, and the sum is the overlap. The reported positions cover 100% of VYM and 100% of XLF, so the number cannot exceed the smaller coverage.

Which holds more, XLF or VYM?

VYM reports 589 stock positions and XLF reports 76. 82.0% of VYM's weight sits in names XLF does not hold, and 41.4% of XLF's weight in names VYM does not hold. The ten largest positions are 25.6% of VYM and 57.6% of XLF.

How do VYM and XLF differ by sector?

The widest gap is Financial Services: XLF has 67.2 points more of it. Sectors come from each holding's SIC code in its SEC record, summed by the weight the fund reports.

Where do the numbers come from?

From each fund's own N-PORT filing to the SEC, which lists every position and its weight. The comparison uses every equity position the fund reports; cash, futures and bonds are not counted, which is why a coverage figure sits next to every result. Holdings change between filings.

Add a third fund in the tool·All fund pairs

Descriptive data from public SEC filings. Nothing on this page is a recommendation to buy, sell or hold any fund or stock, and holdings change between filings.