AffirmvsJP Morgan Chase & Co.

AFRM and JPM stock compared: price, dividend, valuation and results, from SEC filings.

Affirm (AFRM) has a market value of $21.8B and JP Morgan Chase & Co. (JPM) $934B. Over the last year, with dividends, AFRM moved -17.5% and JPM +10.1%. Dividend yield: AFRM none, JPM 1.78%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    AFRM$21.8B

    JPM$934B

    JPM is 43 times AFRM

  • Revenue, 12 months

    AFRM$4.6B

    JPM$203B

    JPM is 44 times AFRM

  • Net income, 12 months

    AFRM$2.0B

    JPM$66.0B

    JPM is 33 times AFRM

  • Operating margin

    AFRM11.8%

    JPM–

  • ROIC

    AFRM3.2%

    JPM15.1%

    11.9 points apart

  • P/E

    AFRM–

    JPM14.5

  • Dividend yield

    AFRM0.0%

    JPM1.8%

    1.8 points apart

  • 5-year return

    AFRM-56.3%

    JPM+135.0%

    191.3 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

AFRM-56.3%

JPM+135.0%

010020020222023202420252026
Returns by period
PeriodAFRMWith dividendsJPMWith dividends
1 year since November 12, 2025-17.5%Price -17.5%+10.1%Price +8.0%
3 years since November 13, 2023+184.6%+41.7% a yearPrice +184.6%+153.1%+36.3% a yearPrice +137.5%
5 years since November 12, 2021-56.3%-15.3% a yearPrice -56.3%+135.0%+18.6% a yearPrice +107.5%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

AFRMAffirmJPMJP Morgan Chase & Co.

Valuation

AFRMJPM
Valuation
Price$65.11$346.19
Market value$21.8B$934B
Enterprise value (EV)$30.0B–
P/E–14.5
P/E, 5-year median–11.1
P/B3.82.7
EV/EBIT55.5–
Free cash flow yield3.7%–

Results and growth

AFRMJPM
Results and growth
Revenue, 12 months$4.6B$203B
Net income, 12 months$2.0B$66.0B
Free cash flow, 12 months$817M–
Earnings per share, 12 months$5.77$23.85
Revenue growth, year on year32.2%2.8%
Revenue growth a year, past+37.4%over 5 years+8.8%over 5 years
EPS growth a year, past–+17.7%over 5 years

Margins and returns on capital

AFRMJPM
Margins and returns on capital
Gross margin––
Operating margin11.8%–
Net margin43.9%32.5%
ROIC3.2%15.1%
ROE46.0%18.0%

Balance sheet

AFRMJPM
Balance sheet
Cash$2.1B$1.11T
Total debt$10.3B$531B
Net debt / EBITDA9.7–
Interest cover1.1×–

Dividends and buybacks

AFRMJPM
Dividends and buybacks
Dividend yield–1.8%
Dividend per share, 12 months–$6.15
Dividend growth a year, past–+10.0%over 5 years
Buyback yield–3.4%
Shareholder yield–5.2%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: AFRM or JPM

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Which is bigger, Affirm or JP Morgan Chase & Co.?

By market value, JP Morgan Chase & Co. ($934B) is about 42.8 times Affirm ($21.8B), at today's prices.

How did AFRM and JPM stock do over the last 5 years?

Since November 12, 2021, AFRM's price moved -56.3% and JPM's +107.5%. With dividends: AFRM -56.3% (-15.3% a year), JPM +135.0% (+18.6% a year). Past returns do not predict future ones.

Which pays the higher dividend, AFRM or JPM?

The dividend yield at today's price is none for Affirm and 1.78% for JP Morgan Chase & Co.. Over the last twelve months they paid – and $6.15 per share.

Which has the higher profit margins, Affirm or JP Morgan Chase & Co.?

Over the last twelve months, the net margin was 43.9% for Affirm and 32.5% for JP Morgan Chase & Co., and the operating margin 11.8% and –. Revenue was $4.6B and $203B.

Which is the better investment, Affirm or JP Morgan Chase & Co.?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.