$51.02
Value $366B
Bank of AmericavsBank of the James Financial
BAC and BOTJ stock compared: price, dividend, valuation and results, from SEC filings.
+1.01%
$24.88
Value $113M
Bank of America (BAC) has a market value of $366B and Bank of the James Financial (BOTJ) $113M. Over the last year, with dividends, BAC moved -3.7% and BOTJ +51.1%. The P/E is 11.9 for BAC and 9.4 for BOTJ. Dividend yield: BAC 2.27%, BOTJ 1.61%.
At a glance
The main figures of both. A bar only shows which number is larger, not which is better.
Market value
BAC$366B
BOTJ$113M
BAC is 3,239 times BOTJ
Revenue, 12 months
BAC$120B
BOTJ$53M
BAC is 2,259 times BOTJ
Net income, 12 months
BAC$32.2B
BOTJ$12M
BAC is 2,674 times BOTJ
Operating margin
BAC–
BOTJ–
ROIC
BAC5.2%
BOTJ15.1%
9.9 points apart
P/E
BAC11.9
BOTJ9.4
BAC is 1.3 times BOTJ
Dividend yield
BAC2.3%
BOTJ1.6%
0.7 points apart
5-year return
BAC+22.9%
BOTJ+72.6%
49.7 points apart
A fainter bar means a negative number. The 5-year return includes dividends.
The price over time
Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.
BAC+22.9%
BOTJ+72.6%
| Period | BACWith dividends | BOTJWith dividends |
|---|---|---|
| 1 year since November 12, 2025 | -3.7%Price -5.7% | +51.1%Price +48.4% |
| 3 years since November 13, 2023 | +97.9%+25.6% a yearPrice +84.2% | +169.4%+39.1% a yearPrice +148.8% |
| 5 years since November 12, 2021 | +22.9%+4.2% a yearPrice +8.8% | +72.6%+11.5% a yearPrice +51.7% |
| 10 years since November 15, 2016 | +216.3%+12.2% a yearPrice +153.1% | +163.8%+10.2% a yearPrice +111.4% |
Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.
Every figure
As on each company's page. A description, not a recommendation: no one figure says which is better.
BACBank of AmericaBOTJBank of the James Financial
Valuation
BACBOTJ| Price | $51.02 | $24.88 |
|---|---|---|
| Market value | $366B | $113M |
| Enterprise value (EV) | – | – |
| P/E | 11.9 | 9.4 |
| P/E, 5-year median | 12.5 | 9.1 |
| P/B | 1.2 | 1.4 |
| EV/EBIT | – | – |
| Free cash flow yield | – | – |
Results and growth
BACBOTJ| Revenue, 12 months | $120B | $53M |
|---|---|---|
| Net income, 12 months | $32.2B | $12M |
| Free cash flow, 12 months | – | – |
| Earnings per share, 12 months | $4.20 | $2.65 |
| Revenue growth, year on year | 6.8% | 9.7% |
| Revenue growth a year, past | +5.8%over 5 years | +6.1%over 5 years |
| EPS growth a year, past | +15.3%over 5 years | +13.9%over 5 years |
Margins and returns on capital
BACBOTJ| Gross margin | – | – |
|---|---|---|
| Operating margin | – | – |
| Net margin | 26.8% | 22.7% |
| ROIC | 5.2% | 15.1% |
| ROE | 10.7% | 15.1% |
Balance sheet
BACBOTJ| Cash | $802B | $84M |
|---|---|---|
| Total debt | $319B | $3.3M |
| Net debt / EBITDA | – | – |
| Interest cover | – | – |
Dividends and buybacks
BACBOTJ| Dividend yield | 2.3% | 1.6% |
|---|---|---|
| Dividend per share, 12 months | $1.16 | $0.40 |
| Dividend growth a year, past | +8.5%over 5 years | +7.4%over 5 years |
| Buyback yield | 5.9% | – |
| Shareholder yield | 8.1% | 1.6% |
Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.
Which is bigger, Bank of America or Bank of the James Financial?
By market value, Bank of America ($366B) is about 3,239.2 times Bank of the James Financial ($113M), at today's prices.
How did BAC and BOTJ stock do over the last 10 years?
Since November 15, 2016, BAC's price moved +153.1% and BOTJ's +111.4%. With dividends: BAC +216.3% (+12.2% a year), BOTJ +163.8% (+10.2% a year). Past returns do not predict future ones.
Which pays the higher dividend, BAC or BOTJ?
The dividend yield at today's price is 2.27% for Bank of America and 1.61% for Bank of the James Financial. Over the last twelve months they paid $1.16 and $0.40 per share.
What is the P/E of BAC and BOTJ?
At today's price, the P/E is 11.9 for BAC and 9.4 for BOTJ. The median of the last five years was 12.5 and 9.1, which shows where each stands against its own past.
Which has the higher profit margins, Bank of America or Bank of the James Financial?
Over the last twelve months, the net margin was 26.8% for Bank of America and 22.7% for Bank of the James Financial, and the operating margin – and –. Revenue was $120B and $53M.
Which is the better investment, Bank of America or Bank of the James Financial?
The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.
Other comparisons
With each of the two, and with the largest in its sector.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.
Descriptive data from SEC filings and market prices.