Bank FirstvsMastercard

BFC and MA stock compared: price, dividend, valuation and results, from SEC filings.

Bank First (BFC) has a market value of $1.7B and Mastercard (MA) $598B. Over the last year, with dividends, BFC moved +21.5% and MA +18.6%. The P/E is 19.4 for BFC and 35.3 for MA. Dividend yield: BFC 1.40%, MA 0.53%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    BFC$1.7B

    MA$598B

    MA is 357 times BFC

  • Revenue, 12 months

    BFC$239M

    MA$36.3B

    MA is 152 times BFC

  • Net income, 12 months

    BFC$87M

    MA$17.0B

    MA is 195 times BFC

  • Operating margin

    BFC–

    MA58.6%

  • ROIC

    BFC11.6%

    MA61.5%

    49.9 points apart

  • P/E

    BFC19.4

    MA35.3

    MA is 1.8 times BFC

  • Dividend yield

    BFC1.4%

    MA0.5%

    0.9 points apart

  • 5-year return

    BFC+125.7%

    MA+87.4%

    38.3 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

BFC+125.7%

MA+87.4%

10015020020222023202420252026
Returns by period
PeriodBFCWith dividendsMAWith dividends
1 year since November 12, 2025+21.5%Price +19.7%+18.6%Price +17.8%
3 years since November 13, 2023+98.4%+25.7% a yearPrice +83.4%+70.7%+19.5% a yearPrice +67.7%
5 years since November 12, 2021+125.7%+17.7% a yearPrice +103.3%+87.4%+13.4% a yearPrice +81.9%
10 years since November 15, 2016+477.6%+19.2% a yearPrice +383.2%+583.8%+21.2% a yearPrice +545.2%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

BFCBank FirstMAMastercard

Valuation

BFCMA
Valuation
Price$149.78$661.19
Market value$1.7B$598B
Enterprise value (EV)–$612B
P/E19.435.3
P/E, 5-year median15.236.1
P/B2.088.6
EV/EBIT–28.8
Free cash flow yield–2.7%

Results and growth

BFCMA
Results and growth
Revenue, 12 months$239M$36.3B
Net income, 12 months$87M$17.0B
Free cash flow, 12 months–$16.1B
Earnings per share, 12 months$8.01$19.12
Revenue growth, year on year10.4%16.4%
Revenue growth a year, past+10.5%over 5 years+16.5%over 5 years
EPS growth a year, past+7.4%over 5 years+21.0%over 5 years

Margins and returns on capital

BFCMA
Margins and returns on capital
Gross margin––
Operating margin–58.6%
Net margin36.4%46.7%
ROIC11.6%61.5%
ROE11.6%244.2%

Balance sheet

BFCMA
Balance sheet
Cash$391M$10.3B
Total debt$17M$23.9B
Net debt / EBITDA–0.6
Interest cover–26.2×

Dividends and buybacks

BFCMA
Dividends and buybacks
Dividend yield1.4%0.5%
Dividend per share, 12 months$2.10$3.48
Dividend growth a year, past+14.1%over 5 years+13.6%over 5 years
Buyback yield1.3%2.0%
Shareholder yield2.7%2.5%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: BFC or MA

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Which is bigger, Bank First or Mastercard?

By market value, Mastercard ($598B) is about 356.6 times Bank First ($1.7B), at today's prices.

How did BFC and MA stock do over the last 10 years?

Since November 15, 2016, BFC's price moved +383.2% and MA's +545.2%. With dividends: BFC +477.6% (+19.2% a year), MA +583.8% (+21.2% a year). Past returns do not predict future ones.

Which pays the higher dividend, BFC or MA?

The dividend yield at today's price is 1.40% for Bank First and 0.53% for Mastercard. Over the last twelve months they paid $2.10 and $3.48 per share.

What is the P/E of BFC and MA?

At today's price, the P/E is 19.4 for BFC and 35.3 for MA. The median of the last five years was 15.2 and 36.1, which shows where each stands against its own past.

Which has the higher profit margins, Bank First or Mastercard?

Over the last twelve months, the net margin was 36.4% for Bank First and 46.7% for Mastercard, and the operating margin – and 58.6%. Revenue was $239M and $36.3B.

Which is the better investment, Bank First or Mastercard?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.