Eastern BanksharesvsMastercard

EBC and MA stock compared: price, dividend, valuation and results, from SEC filings.

Eastern Bankshares (EBC) has a market value of $5.4B and Mastercard (MA) $598B. Over the last year, with dividends, EBC moved +32.9% and MA +18.6%. The P/E is 14.1 for EBC and 35.3 for MA. Dividend yield: EBC 2.45%, MA 0.53%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    EBC$5.4B

    MA$598B

    MA is 111 times EBC

  • Revenue, 12 months

    EBC$1.2B

    MA$36.3B

    MA is 31 times EBC

  • Net income, 12 months

    EBC$381M

    MA$17.0B

    MA is 45 times EBC

  • Operating margin

    EBC–

    MA58.6%

  • ROIC

    EBC9.1%

    MA61.5%

    52.4 points apart

  • P/E

    EBC14.1

    MA35.3

    MA is 2.5 times EBC

  • Dividend yield

    EBC2.5%

    MA0.5%

    2.0 points apart

  • 5-year return

    EBC+27.3%

    MA+87.4%

    60.1 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

EBC+27.3%

MA+87.4%

5010015020222023202420252026
Returns by period
PeriodEBCWith dividendsMAWith dividends
1 year since November 12, 2025+32.9%Price +29.2%+18.6%Price +17.8%
3 years since November 13, 2023+117.5%+29.6% a yearPrice +98.8%+70.7%+19.5% a yearPrice +67.7%
5 years since November 12, 2021+27.3%+5.0% a yearPrice +11.1%+87.4%+13.4% a yearPrice +81.9%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

EBCEastern BanksharesMAMastercard

Valuation

EBCMA
Valuation
Price$22.88$661.19
Market value$5.4B$598B
Enterprise value (EV)–$612B
P/E14.135.3
P/E, 5-year median22.436.1
P/B1.388.6
EV/EBIT–28.8
Free cash flow yield–2.7%

Results and growth

EBCMA
Results and growth
Revenue, 12 months$1.2B$36.3B
Net income, 12 months$381M$17.0B
Free cash flow, 12 months–$16.1B
Earnings per share, 12 months$1.77$19.12
Revenue growth, year on year-1.2%16.4%
Revenue growth a year, past+4.5%over 5 years+16.5%over 5 years
EPS growth a year, past+27.0%over 5 years+21.0%over 5 years

Margins and returns on capital

EBCMA
Margins and returns on capital
Gross margin––
Operating margin–58.6%
Net margin32.1%46.7%
ROIC9.1%61.5%
ROE9.1%244.2%

Balance sheet

EBCMA
Balance sheet
Cash$317M$10.3B
Total debt$98M$23.9B
Net debt / EBITDA–0.6
Interest cover–26.2×

Dividends and buybacks

EBCMA
Dividends and buybacks
Dividend yield2.5%0.5%
Dividend per share, 12 months$0.56$3.48
Dividend growth a year, past–+13.6%over 5 years
Buyback yield2.0%2.0%
Shareholder yield4.4%2.5%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: EBC or MA

Didn't find what you were looking for?

Ask us
Which is bigger, Eastern Bankshares or Mastercard?

By market value, Mastercard ($598B) is about 111.5 times Eastern Bankshares ($5.4B), at today's prices.

How did EBC and MA stock do over the last 5 years?

Since November 12, 2021, EBC's price moved +11.1% and MA's +81.9%. With dividends: EBC +27.3% (+5.0% a year), MA +87.4% (+13.4% a year). Past returns do not predict future ones.

Which pays the higher dividend, EBC or MA?

The dividend yield at today's price is 2.45% for Eastern Bankshares and 0.53% for Mastercard. Over the last twelve months they paid $0.56 and $3.48 per share.

What is the P/E of EBC and MA?

At today's price, the P/E is 14.1 for EBC and 35.3 for MA. The median of the last five years was 22.4 and 36.1, which shows where each stands against its own past.

Which has the higher profit margins, Eastern Bankshares or Mastercard?

Over the last twelve months, the net margin was 32.1% for Eastern Bankshares and 46.7% for Mastercard, and the operating margin – and 58.6%. Revenue was $1.2B and $36.3B.

Which is the better investment, Eastern Bankshares or Mastercard?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.