ECB BancorpvsVisa

ECBK and V stock compared: price, dividend, valuation and results, from SEC filings.

ECB Bancorp (ECBK) has a market value of $183M and Visa (V) $707B. Over the last year, with dividends, ECBK moved +18.9% and V +26.6%. The P/E is 14.8 for ECBK and 30.1 for V. Dividend yield: ECBK none, V 0.66%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    ECBK$183M

    V$707B

    V is 3,872 times ECBK

  • Revenue, 12 months

    ECBK$41M

    V$45.9B

    V is 1,117 times ECBK

  • Net income, 12 months

    ECBK$12M

    V$23.5B

    V is 1,900 times ECBK

  • Operating margin

    ECBK–

    V61.2%

  • ROIC

    ECBK7.0%

    V39.2%

    32.2 points apart

  • P/E

    ECBK14.8

    V30.1

    V is 2.0 times ECBK

  • Dividend yield

    ECBK0.0%

    V0.7%

    0.7 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

ECBK+90.7%

V+78.0%

100150200202420252026
Returns by period
PeriodECBKWith dividendsVWith dividends
1 year since November 12, 2025+18.9%Price +18.9%+26.6%Price +25.6%
3 years since November 13, 2023+90.7%+24.0% a yearPrice +90.7%+78.0%+21.2% a yearPrice +74.0%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

ECBKECB BancorpVVisa

Valuation

ECBKV
Valuation
Price$20.79$425.76
Market value$183M$707B
Enterprise value (EV)–$715B
P/E14.830.1
P/E, 5-year median27.5–
P/B1.019.9
EV/EBIT–25.4
Free cash flow yield–3.1%

Results and growth

ECBKV
Results and growth
Revenue, 12 months$41M$45.9B
Net income, 12 months$12M$23.5B
Free cash flow, 12 months–$22.1B
Earnings per share, 12 months$1.49$14.16
Revenue growth, year on year26.8%14.8%
Revenue growth a year, past+13.7%over 4 years+13.8%over 5 years
EPS growth a year, past+43.2%over 3 years–

Margins and returns on capital

ECBKV
Margins and returns on capital
Gross margin––
Operating margin–61.2%
Net margin30.1%51.2%
ROIC7.0%39.2%
ROE7.0%64.0%

Balance sheet

ECBKV
Balance sheet
Cash$2.2M$13.8B
Total debt$1.7M$23.0B
Net debt / EBITDA–0.3
Interest cover–37.1×

Dividends and buybacks

ECBKV
Dividends and buybacks
Dividend yield–0.7%
Dividend per share, 12 months–$2.79
Dividend growth a year, past––
Buyback yield2.5%2.9%
Shareholder yield2.5%3.6%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: ECBK or V

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Which is bigger, ECB Bancorp or Visa?

By market value, Visa ($707B) is about 3,871.8 times ECB Bancorp ($183M), at today's prices.

How did ECBK and V stock do over the last 3 years?

Since November 13, 2023, ECBK's price moved +90.7% and V's +74.0%. With dividends: ECBK +90.7% (+24.0% a year), V +78.0% (+21.2% a year). Past returns do not predict future ones.

Which pays the higher dividend, ECBK or V?

The dividend yield at today's price is none for ECB Bancorp and 0.66% for Visa. Over the last twelve months they paid – and $2.79 per share.

What is the P/E of ECBK and V?

At today's price, the P/E is 14.8 for ECBK and 30.1 for V. It is the share price over the last twelve months' earnings per share.

Which has the higher profit margins, ECB Bancorp or Visa?

Over the last twelve months, the net margin was 30.1% for ECB Bancorp and 51.2% for Visa, and the operating margin – and 61.2%. Revenue was $41M and $45.9B.

Which is the better investment, ECB Bancorp or Visa?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.