Franklin Financial ServicesvsVisa

FRAF and V stock compared: price, dividend, valuation and results, from SEC filings.

Franklin Financial Services (FRAF) has a market value of $312M and Visa (V) $707B. Over the last year, with dividends, FRAF moved +46.1% and V +26.6%. The P/E is 11.2 for FRAF and 30.1 for V. Dividend yield: FRAF 1.94%, V 0.66%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    FRAF$312M

    V$707B

    V is 2,262 times FRAF

  • Revenue, 12 months

    FRAF$97M

    V$45.9B

    V is 472 times FRAF

  • Net income, 12 months

    FRAF$28M

    V$23.5B

    V is 845 times FRAF

  • Operating margin

    FRAF–

    V61.2%

  • ROIC

    FRAF15.7%

    V39.2%

    23.5 points apart

  • P/E

    FRAF11.2

    V30.1

    V is 2.7 times FRAF

  • Dividend yield

    FRAF1.9%

    V0.7%

    1.2 points apart

  • 5-year return

    FRAF+158.7%

    V+108.5%

    50.2 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

FRAF+158.7%

V+108.5%

10020020222023202420252026
Returns by period
PeriodFRAFWith dividendsVWith dividends
1 year since November 12, 2025+46.1%Price +42.8%+26.6%Price +25.6%
3 years since November 13, 2023+126.3%+31.3% a yearPrice +105.5%+78.0%+21.2% a yearPrice +74.0%
5 years since November 12, 2021+158.7%+20.9% a yearPrice +116.3%+108.5%+15.8% a yearPrice +100.7%
10 years since November 15, 2016+289.8%+14.6% a yearPrice +174.4%+482.5%+19.3% a yearPrice +441.9%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

FRAFFranklin Financial ServicesVVisa

Valuation

FRAFV
Valuation
Price$69.69$425.76
Market value$312M$707B
Enterprise value (EV)–$715B
P/E11.230.1
P/E, 5-year median10.6–
P/B1.819.9
EV/EBIT–25.4
Free cash flow yield–3.1%

Results and growth

FRAFV
Results and growth
Revenue, 12 months$97M$45.9B
Net income, 12 months$28M$23.5B
Free cash flow, 12 months–$22.1B
Earnings per share, 12 months$6.19$14.16
Revenue growth, year on year24.8%14.8%
Revenue growth a year, past+9.3%over 5 years+13.8%over 5 years
EPS growth a year, past+10.1%over 5 years–

Margins and returns on capital

FRAFV
Margins and returns on capital
Gross margin––
Operating margin–61.2%
Net margin28.6%51.2%
ROIC15.7%39.2%
ROE15.7%64.0%

Balance sheet

FRAFV
Balance sheet
Cash$128M$13.8B
Total debt$11M$23.0B
Net debt / EBITDA–0.3
Interest cover–37.1×

Dividends and buybacks

FRAFV
Dividends and buybacks
Dividend yield1.9%0.7%
Dividend per share, 12 months$1.35$2.79
Dividend growth a year, past+1.8%over 5 years–
Buyback yield0.4%2.9%
Shareholder yield2.3%3.6%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: FRAF or V

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Which is bigger, Franklin Financial Services or Visa?

By market value, Visa ($707B) is about 2,261.9 times Franklin Financial Services ($312M), at today's prices.

How did FRAF and V stock do over the last 10 years?

Since November 15, 2016, FRAF's price moved +174.4% and V's +441.9%. With dividends: FRAF +289.8% (+14.6% a year), V +482.5% (+19.3% a year). Past returns do not predict future ones.

Which pays the higher dividend, FRAF or V?

The dividend yield at today's price is 1.94% for Franklin Financial Services and 0.66% for Visa. Over the last twelve months they paid $1.35 and $2.79 per share.

What is the P/E of FRAF and V?

At today's price, the P/E is 11.2 for FRAF and 30.1 for V. It is the share price over the last twelve months' earnings per share.

Which has the higher profit margins, Franklin Financial Services or Visa?

Over the last twelve months, the net margin was 28.6% for Franklin Financial Services and 51.2% for Visa, and the operating margin – and 61.2%. Revenue was $97M and $45.9B.

Which is the better investment, Franklin Financial Services or Visa?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.