MastercardvsPCB Bancorp

MA and PCB stock compared: price, dividend, valuation and results, from SEC filings.

Mastercard (MA) has a market value of $598B and PCB Bancorp (PCB) $426M. Over the last year, with dividends, MA moved +18.6% and PCB +41.7%. The P/E is 35.3 for MA and 10.2 for PCB. Dividend yield: MA 0.53%, PCB 2.94%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    MA$598B

    PCB$426M

    MA is 1,404 times PCB

  • Revenue, 12 months

    MA$36.3B

    PCB$122M

    MA is 296 times PCB

  • Net income, 12 months

    MA$17.0B

    PCB$43M

    MA is 398 times PCB

  • Operating margin

    MA58.6%

    PCB–

  • ROIC

    MA61.5%

    PCB10.8%

    50.7 points apart

  • P/E

    MA35.3

    PCB10.2

    MA is 3.5 times PCB

  • Dividend yield

    MA0.5%

    PCB2.9%

    2.4 points apart

  • 5-year return

    MA+87.4%

    PCB+57.2%

    30.2 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

MA+87.4%

PCB+57.2%

10015020222023202420252026
Returns by period
PeriodMAWith dividendsPCBWith dividends
1 year since November 12, 2025+18.6%Price +17.8%+41.7%Price +37.0%
3 years since November 13, 2023+70.7%+19.5% a yearPrice +67.7%+123.8%+30.8% a yearPrice +99.7%
5 years since November 12, 2021+87.4%+13.4% a yearPrice +81.9%+57.2%+9.5% a yearPrice +30.3%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

MAMastercardPCBPCB Bancorp

Valuation

MAPCB
Valuation
Price$661.19$29.97
Market value$598B$426M
Enterprise value (EV)$612B–
P/E35.310.2
P/E, 5-year median36.18.4
P/B88.61.3
EV/EBIT28.8–
Free cash flow yield2.7%–

Results and growth

MAPCB
Results and growth
Revenue, 12 months$36.3B$122M
Net income, 12 months$17.0B$43M
Free cash flow, 12 months$16.1B–
Earnings per share, 12 months$19.12$2.96
Revenue growth, year on year16.4%16.1%
Revenue growth a year, past+16.5%over 5 years+8.2%over 5 years
EPS growth a year, past+21.0%over 5 years+19.9%over 5 years

Margins and returns on capital

MAPCB
Margins and returns on capital
Gross margin––
Operating margin58.6%–
Net margin46.7%34.8%
ROIC61.5%10.8%
ROE244.2%10.8%

Balance sheet

MAPCB
Balance sheet
Cash$10.3B$596M
Total debt$23.9B$19M
Net debt / EBITDA0.6–
Interest cover26.2×–

Dividends and buybacks

MAPCB
Dividends and buybacks
Dividend yield0.5%2.9%
Dividend per share, 12 months$3.48$0.88
Dividend growth a year, past+13.6%over 5 years+14.9%over 5 years
Buyback yield2.0%1.7%
Shareholder yield2.5%4.6%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: MA or PCB

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Which is bigger, Mastercard or PCB Bancorp?

By market value, Mastercard ($598B) is about 1,403.5 times PCB Bancorp ($426M), at today's prices.

How did MA and PCB stock do over the last 5 years?

Since November 12, 2021, MA's price moved +81.9% and PCB's +30.3%. With dividends: MA +87.4% (+13.4% a year), PCB +57.2% (+9.5% a year). Past returns do not predict future ones.

Which pays the higher dividend, MA or PCB?

The dividend yield at today's price is 0.53% for Mastercard and 2.94% for PCB Bancorp. Over the last twelve months they paid $3.48 and $0.88 per share.

What is the P/E of MA and PCB?

At today's price, the P/E is 35.3 for MA and 10.2 for PCB. The median of the last five years was 36.1 and 8.4, which shows where each stands against its own past.

Which has the higher profit margins, Mastercard or PCB Bancorp?

Over the last twelve months, the net margin was 46.7% for Mastercard and 34.8% for PCB Bancorp, and the operating margin 58.6% and –. Revenue was $36.3B and $122M.

Which is the better investment, Mastercard or PCB Bancorp?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.