NMIvsWells Fargo & Company

NMIH and WFC stock compared: price, dividend, valuation and results, from SEC filings.

NMI (NMIH) has a market value of $2.9B and Wells Fargo & Company (WFC) $266B. Over the last year, with dividends, NMIH moved +2.9% and WFC +2.0%. The P/E is 7.5 for NMIH and 12.1 for WFC. Dividend yield: NMIH none, WFC 2.21%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    NMIH$2.9B

    WFC$266B

    WFC is 90 times NMIH

  • Revenue, 12 months

    NMIH$740M

    WFC$87.2B

    WFC is 118 times NMIH

  • Net income, 12 months

    NMIH$393M

    WFC$23.0B

    WFC is 58 times NMIH

  • Operating margin

    NMIH–

    WFC–

  • ROIC

    NMIH14.9%

    WFC5.4%

    9.5 points apart

  • P/E

    NMIH7.5

    WFC12.1

    WFC is 1.6 times NMIH

  • Dividend yield

    NMIH0.0%

    WFC2.2%

    2.2 points apart

  • 5-year return

    NMIH+80.3%

    WFC+91.2%

    10.9 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

NMIH+80.3%

WFC+91.2%

10015020020222023202420252026
Returns by period
PeriodNMIHWith dividendsWFCWith dividends
1 year since November 12, 2025+2.9%Price +2.9%+2.0%Price -0.2%
3 years since November 13, 2023+36.3%+10.9% a yearPrice +36.3%+126.3%+31.3% a yearPrice +111.1%
5 years since November 12, 2021+80.3%+12.5% a yearPrice +80.3%+91.2%+13.8% a yearPrice +68.9%
10 years since November 14, 2016+339.2%+15.9% a yearPrice +339.2%+112.4%+7.8% a yearPrice +61.7%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

NMIHNMIWFCWells Fargo & Company

Valuation

NMIHWFC
Valuation
Price$38.65$86.05
Market value$2.9B$266B
Enterprise value (EV)$3.3B–
P/E7.512.1
P/E, 5-year median8.312.6
P/B1.11.7
EV/EBIT6.5–
Free cash flow yield14.4%–

Results and growth

NMIHWFC
Results and growth
Revenue, 12 months$740M$87.2B
Net income, 12 months$393M$23.0B
Free cash flow, 12 months$424M–
Earnings per share, 12 months$5.09$7.09
Revenue growth, year on year8.5%1.7%
Revenue growth a year, past+10.3%over 5 years+2.4%over 5 years
EPS growth a year, past+18.2%over 5 years+70.9%over 5 years

Margins and returns on capital

NMIHWFC
Margins and returns on capital
Gross margin––
Operating margin––
Net margin53.1%26.3%
ROIC14.9%5.4%
ROE14.9%12.8%

Balance sheet

NMIHWFC
Balance sheet
Cash$72M$506B
Total debt$419M$221B
Net debt / EBITDA0.7–
Interest cover17.7×–

Dividends and buybacks

NMIHWFC
Dividends and buybacks
Dividend yield–2.2%
Dividend per share, 12 months–$1.90
Dividend growth a year, past––
Buyback yield3.6%6.6%
Shareholder yield3.6%8.8%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: NMIH or WFC

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Which is bigger, NMI or Wells Fargo & Company?

By market value, Wells Fargo & Company ($266B) is about 90.4 times NMI ($2.9B), at today's prices.

How did NMIH and WFC stock do over the last 10 years?

Since November 14, 2016, NMIH's price moved +339.2% and WFC's +61.7%. With dividends: NMIH +339.2% (+15.9% a year), WFC +112.4% (+7.8% a year). Past returns do not predict future ones.

Which pays the higher dividend, NMIH or WFC?

The dividend yield at today's price is none for NMI and 2.21% for Wells Fargo & Company. Over the last twelve months they paid – and $1.90 per share.

What is the P/E of NMIH and WFC?

At today's price, the P/E is 7.5 for NMIH and 12.1 for WFC. The median of the last five years was 8.3 and 12.6, which shows where each stands against its own past.

Which has the higher profit margins, NMI or Wells Fargo & Company?

Over the last twelve months, the net margin was 53.1% for NMI and 26.3% for Wells Fargo & Company, and the operating margin – and –. Revenue was $740M and $87.2B.

Which is the better investment, NMI or Wells Fargo & Company?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.