Oportun FinancialvsWells Fargo & Company

OPRT and WFC stock compared: price, dividend, valuation and results, from SEC filings.

Oportun Financial (OPRT) has a market value of $537M and Wells Fargo & Company (WFC) $266B. Over the last year, with dividends, OPRT moved +142.4% and WFC +2.0%. The P/E is 14.4 for OPRT and 12.1 for WFC. Dividend yield: OPRT none, WFC 2.21%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    OPRT$537M

    WFC$266B

    WFC is 495 times OPRT

  • Revenue, 12 months

    OPRT$417M

    WFC$87.2B

    WFC is 209 times OPRT

  • Net income, 12 months

    OPRT$37M

    WFC$23.0B

    WFC is 617 times OPRT

  • Operating margin

    OPRT–

    WFC–

  • ROIC

    OPRT9.3%

    WFC5.4%

    3.9 points apart

  • P/E

    OPRT14.4

    WFC12.1

    OPRT is 1.2 times WFC

  • Dividend yield

    OPRT0.0%

    WFC2.2%

    2.2 points apart

  • 5-year return

    OPRT-57.7%

    WFC+91.2%

    148.9 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

OPRT-57.7%

WFC+91.2%

010020020222023202420252026
Returns by period
PeriodOPRTWith dividendsWFCWith dividends
1 year since November 12, 2025+142.4%Price +142.4%+2.0%Price -0.2%
3 years since November 13, 2023+367.3%+67.2% a yearPrice +367.3%+126.3%+31.3% a yearPrice +111.1%
5 years since November 12, 2021-57.7%-15.8% a yearPrice -57.7%+91.2%+13.8% a yearPrice +68.9%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

OPRTOportun FinancialWFCWells Fargo & Company

Valuation

OPRTWFC
Valuation
Price$11.73$86.05
Market value$537M$266B
Enterprise value (EV)––
P/E14.412.1
P/E, 5-year median–12.6
P/B1.21.7
EV/EBIT––
Free cash flow yield––

Results and growth

OPRTWFC
Results and growth
Revenue, 12 months$417M$87.2B
Net income, 12 months$37M$23.0B
Free cash flow, 12 months––
Earnings per share, 12 months$0.74$7.09
Revenue growth, year on year37.5%1.7%
Revenue growth a year, past+3.9%over 5 years+2.4%over 5 years
EPS growth a year, past–+70.9%over 5 years

Margins and returns on capital

OPRTWFC
Margins and returns on capital
Gross margin––
Operating margin––
Net margin8.9%26.3%
ROIC9.3%5.4%
ROE9.3%12.8%

Balance sheet

OPRTWFC
Balance sheet
Cash$181M$506B
Total debt–$221B
Net debt / EBITDA––
Interest cover0.3×–

Dividends and buybacks

OPRTWFC
Dividends and buybacks
Dividend yield–2.2%
Dividend per share, 12 months–$1.90
Dividend growth a year, past––
Buyback yield–6.6%
Shareholder yield–8.8%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: OPRT or WFC

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Which is bigger, Oportun Financial or Wells Fargo & Company?

By market value, Wells Fargo & Company ($266B) is about 494.9 times Oportun Financial ($537M), at today's prices.

How did OPRT and WFC stock do over the last 5 years?

Since November 12, 2021, OPRT's price moved -57.7% and WFC's +68.9%. With dividends: OPRT -57.7% (-15.8% a year), WFC +91.2% (+13.8% a year). Past returns do not predict future ones.

Which pays the higher dividend, OPRT or WFC?

The dividend yield at today's price is none for Oportun Financial and 2.21% for Wells Fargo & Company. Over the last twelve months they paid – and $1.90 per share.

What is the P/E of OPRT and WFC?

At today's price, the P/E is 14.4 for OPRT and 12.1 for WFC. It is the share price over the last twelve months' earnings per share.

Which has the higher profit margins, Oportun Financial or Wells Fargo & Company?

Over the last twelve months, the net margin was 8.9% for Oportun Financial and 26.3% for Wells Fargo & Company, and the operating margin – and –. Revenue was $417M and $87.2B.

Which is the better investment, Oportun Financial or Wells Fargo & Company?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.