Regions FinancialvsVisa

RF and V stock compared: price, dividend, valuation and results, from SEC filings.

Regions Financial (RF) has a market value of $24.9B and Visa (V) $707B. Over the last year, with dividends, RF moved +18.3% and V +26.6%. The P/E is 11.3 for RF and 30.1 for V. Dividend yield: RF 3.79%, V 0.66%.

At a glance

The main figures of both. A bar only shows which number is larger, not which is better.

  • Market value

    RF$24.9B

    V$707B

    V is 28 times RF

  • Revenue, 12 months

    RF$7.7B

    V$45.9B

    V is 6.0 times RF

  • Net income, 12 months

    RF$2.3B

    V$23.5B

    V is 10 times RF

  • Operating margin

    RF38.1%

    V61.2%

    23.1 points apart

  • ROIC

    RF8.9%

    V39.2%

    30.3 points apart

  • P/E

    RF11.3

    V30.1

    V is 2.7 times RF

  • Dividend yield

    RF3.8%

    V0.7%

    3.1 points apart

  • 5-year return

    RF+48.2%

    V+108.5%

    60.3 points apart

A fainter bar means a negative number. The 5-year return includes dividends.

The price over time

Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.

RF+48.2%

V+108.5%

10015020020222023202420252026
Returns by period
PeriodRFWith dividendsVWith dividends
1 year since November 12, 2025+18.3%Price +13.7%+26.6%Price +25.6%
3 years since November 13, 2023+119.6%+30.0% a yearPrice +92.5%+78.0%+21.2% a yearPrice +74.0%
5 years since November 12, 2021+48.2%+8.2% a yearPrice +20.5%+108.5%+15.8% a yearPrice +100.7%
10 years since November 15, 2016+207.5%+11.9% a yearPrice +113.3%+482.5%+19.3% a yearPrice +441.9%

Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.

Every figure

As on each company's page. A description, not a recommendation: no one figure says which is better.

RFRegions FinancialVVisa

Valuation

RFV
Valuation
Price$28.86$425.76
Market value$24.9B$707B
Enterprise value (EV)–$715B
P/E11.330.1
P/E, 5-year median9.5–
P/B1.519.9
EV/EBIT–25.4
Free cash flow yield–3.1%

Results and growth

RFV
Results and growth
Revenue, 12 months$7.7B$45.9B
Net income, 12 months$2.3B$23.5B
Free cash flow, 12 months–$22.1B
Earnings per share, 12 months$2.55$14.16
Revenue growth, year on year6.3%14.8%
Revenue growth a year, past+3.7%over 5 years+13.8%over 5 years
EPS growth a year, past+17.4%over 5 years–

Margins and returns on capital

RFV
Margins and returns on capital
Gross margin––
Operating margin38.1%61.2%
Net margin29.9%51.2%
ROIC8.9%39.2%
ROE12.3%64.0%

Balance sheet

RFV
Balance sheet
Cash$18.4B$13.8B
Total debt$10.5B$23.0B
Net debt / EBITDA–0.3
Interest cover–37.1×

Dividends and buybacks

RFV
Dividends and buybacks
Dividend yield3.8%0.7%
Dividend per share, 12 months$1.10$2.79
Dividend growth a year, past+10.7%over 5 years–
Buyback yield4.3%2.9%
Shareholder yield8.1%3.6%

Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.

Questions: RF or V

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Which is bigger, Regions Financial or Visa?

By market value, Visa ($707B) is about 28.4 times Regions Financial ($24.9B), at today's prices.

How did RF and V stock do over the last 10 years?

Since November 15, 2016, RF's price moved +113.3% and V's +441.9%. With dividends: RF +207.5% (+11.9% a year), V +482.5% (+19.3% a year). Past returns do not predict future ones.

Which pays the higher dividend, RF or V?

The dividend yield at today's price is 3.79% for Regions Financial and 0.66% for Visa. Over the last twelve months they paid $1.10 and $2.79 per share.

What is the P/E of RF and V?

At today's price, the P/E is 11.3 for RF and 30.1 for V. It is the share price over the last twelve months' earnings per share.

Which has the higher profit margins, Regions Financial or Visa?

Over the last twelve months, the net margin was 29.9% for Regions Financial and 51.2% for Visa, and the operating margin 38.1% and 61.2%. Revenue was $7.7B and $45.9B.

Which is the better investment, Regions Financial or Visa?

The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.

Other comparisons

With each of the two, and with the largest in its sector.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

Descriptive data from SEC filings and market prices.