$35.67
Value $319M
Regional ManagementvsVisa
RM and V stock compared: price, dividend, valuation and results, from SEC filings.
+2.68%
$425.76
Value $707B
Regional Management (RM) has a market value of $319M and Visa (V) $707B. Over the last year, with dividends, RM moved -6.0% and V +26.6%. The P/E is 6.7 for RM and 30.1 for V. Dividend yield: RM 3.36%, V 0.66%.
At a glance
The main figures of both. A bar only shows which number is larger, not which is better.
Market value
RM$319M
V$707B
V is 2,214 times RM
Revenue, 12 months
RM$684M
V$45.9B
V is 67 times RM
Net income, 12 months
RM$48M
V$23.5B
V is 494 times RM
Operating margin
RM–
V61.2%
ROIC
RM2.4%
V39.2%
36.8 points apart
P/E
RM6.7
V30.1
V is 4.5 times RM
Dividend yield
RM3.4%
V0.7%
2.7 points apart
5-year return
RM-27.6%
V+108.5%
136.1 points apart
A fainter bar means a negative number. The 5-year return includes dividends.
The price over time
Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.
RM-27.6%
V+108.5%
| Period | RMWith dividends | VWith dividends |
|---|---|---|
| 1 year since November 12, 2025 | -6.0%Price -9.2% | +26.6%Price +25.6% |
| 3 years since November 13, 2023 | +70.9%+19.6% a yearPrice +51.9% | +78.0%+21.2% a yearPrice +74.0% |
| 5 years since November 12, 2021 | -27.6%-6.2% a yearPrice -39.7% | +108.5%+15.8% a yearPrice +100.7% |
| 10 years since November 15, 2016 | +78.2%+5.9% a yearPrice +44.7% | +482.5%+19.3% a yearPrice +441.9% |
Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.
Every figure
As on each company's page. A description, not a recommendation: no one figure says which is better.
RMRegional ManagementVVisa
Valuation
RMV| Price | $35.67 | $425.76 |
|---|---|---|
| Market value | $319M | $707B |
| Enterprise value (EV) | $1.9B | $715B |
| P/E | 6.7 | 30.1 |
| P/E, 5-year median | 8.2 | – |
| P/B | 0.8 | 19.9 |
| EV/EBIT | 31.3 | 25.4 |
| Free cash flow yield | 100.1% | 3.1% |
Results and growth
RMV| Revenue, 12 months | $684M | $45.9B |
|---|---|---|
| Net income, 12 months | $48M | $23.5B |
| Free cash flow, 12 months | $320M | $22.1B |
| Earnings per share, 12 months | $4.94 | $14.16 |
| Revenue growth, year on year | 9.7% | 14.8% |
| Revenue growth a year, past | +11.5%over 5 years | +13.8%over 5 years |
| EPS growth a year, past | +13.1%over 5 years | – |
Margins and returns on capital
RMV| Gross margin | – | – |
|---|---|---|
| Operating margin | – | 61.2% |
| Net margin | 7.0% | 51.2% |
| ROIC | 2.4% | 39.2% |
| ROE | 12.7% | 64.0% |
Balance sheet
RMV| Cash | $141M | $13.8B |
|---|---|---|
| Total debt | $1.8B | $23.0B |
| Net debt / EBITDA | 20.7 | 0.3 |
| Interest cover | – | 37.1× |
Dividends and buybacks
RMV| Dividend yield | 3.4% | 0.7% |
|---|---|---|
| Dividend per share, 12 months | $1.20 | $2.79 |
| Dividend growth a year, past | – | – |
| Buyback yield | 7.5% | 2.9% |
| Shareholder yield | 10.9% | 3.6% |
Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.
Which is bigger, Regional Management or Visa?
By market value, Visa ($707B) is about 2,214.1 times Regional Management ($319M), at today's prices.
How did RM and V stock do over the last 10 years?
Since November 15, 2016, RM's price moved +44.7% and V's +441.9%. With dividends: RM +78.2% (+5.9% a year), V +482.5% (+19.3% a year). Past returns do not predict future ones.
Which pays the higher dividend, RM or V?
The dividend yield at today's price is 3.36% for Regional Management and 0.66% for Visa. Over the last twelve months they paid $1.20 and $2.79 per share.
What is the P/E of RM and V?
At today's price, the P/E is 6.7 for RM and 30.1 for V. It is the share price over the last twelve months' earnings per share.
Which has the higher profit margins, Regional Management or Visa?
Over the last twelve months, the net margin was 7.0% for Regional Management and 51.2% for Visa, and the operating margin – and 61.2%. Revenue was $684M and $45.9B.
Which is the better investment, Regional Management or Visa?
The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.
Other comparisons
With each of the two, and with the largest in its sector.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.
Descriptive data from SEC filings and market prices.