$100.39
Value $1.4B
Tompkins FinancialvsVisa
TMP and V stock compared: price, dividend, valuation and results, from SEC filings.
+0.25%
$425.76
Value $707B
Tompkins Financial (TMP) has a market value of $1.4B and Visa (V) $707B. Over the last year, with dividends, TMP moved +52.6% and V +26.6%. The P/E is 8.0 for TMP and 30.1 for V. Dividend yield: TMP 2.77%, V 0.66%.
At a glance
The main figures of both. A bar only shows which number is larger, not which is better.
Market value
TMP$1.4B
V$707B
V is 488 times TMP
Revenue, 12 months
TMP$455M
V$45.9B
V is 101 times TMP
Net income, 12 months
TMP$180M
V$23.5B
V is 130 times TMP
Operating margin
TMP–
V61.2%
ROIC
TMP19.7%
V39.2%
19.5 points apart
P/E
TMP8.0
V30.1
V is 3.7 times TMP
Dividend yield
TMP2.8%
V0.7%
2.1 points apart
5-year return
TMP+43.7%
V+108.5%
64.8 points apart
A fainter bar means a negative number. The 5-year return includes dividends.
The price over time
Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.
TMP+43.7%
V+108.5%
| Period | TMPWith dividends | VWith dividends |
|---|---|---|
| 1 year since November 12, 2025 | +52.6%Price +48.1% | +26.6%Price +25.6% |
| 3 years since November 13, 2023 | +120.0%+30.1% a yearPrice +96.4% | +78.0%+21.2% a yearPrice +74.0% |
| 5 years since November 12, 2021 | +43.7%+7.5% a yearPrice +19.7% | +108.5%+15.8% a yearPrice +100.7% |
| 10 years since November 14, 2016 | +70.5%+5.5% a yearPrice +24.7% | +484.0%+19.3% a yearPrice +443.2% |
Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.
Every figure
As on each company's page. A description, not a recommendation: no one figure says which is better.
TMPTompkins FinancialVVisa
Valuation
TMPV| Price | $100.39 | $425.76 |
|---|---|---|
| Market value | $1.4B | $707B |
| Enterprise value (EV) | – | $715B |
| P/E | 8.0 | 30.1 |
| P/E, 5-year median | 13.7 | – |
| P/B | 1.6 | 19.9 |
| EV/EBIT | – | 25.4 |
| Free cash flow yield | – | 3.1% |
Results and growth
TMPV| Revenue, 12 months | $455M | $45.9B |
|---|---|---|
| Net income, 12 months | $180M | $23.5B |
| Free cash flow, 12 months | – | $22.1B |
| Earnings per share, 12 months | $12.58 | $14.16 |
| Revenue growth, year on year | 49.3% | 14.8% |
| Revenue growth a year, past | +8.3%over 5 years | +13.8%over 5 years |
| EPS growth a year, past | +16.7%over 5 years | – |
Margins and returns on capital
TMPV| Gross margin | – | – |
|---|---|---|
| Operating margin | – | 61.2% |
| Net margin | 39.6% | 51.2% |
| ROIC | 19.7% | 39.2% |
| ROE | 19.7% | 64.0% |
Balance sheet
TMPV| Cash | $293M | $13.8B |
|---|---|---|
| Total debt | $28M | $23.0B |
| Net debt / EBITDA | – | 0.3 |
| Interest cover | – | 37.1× |
Dividends and buybacks
TMPV| Dividend yield | 2.8% | 0.7% |
|---|---|---|
| Dividend per share, 12 months | $2.78 | $2.79 |
| Dividend growth a year, past | +8.3%over 5 years | – |
| Buyback yield | 0.1% | 2.9% |
| Shareholder yield | 2.9% | 3.6% |
Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.
Which is bigger, Tompkins Financial or Visa?
By market value, Visa ($707B) is about 488.2 times Tompkins Financial ($1.4B), at today's prices.
How did TMP and V stock do over the last 10 years?
Since November 14, 2016, TMP's price moved +24.7% and V's +443.2%. With dividends: TMP +70.5% (+5.5% a year), V +484.0% (+19.3% a year). Past returns do not predict future ones.
Which pays the higher dividend, TMP or V?
The dividend yield at today's price is 2.77% for Tompkins Financial and 0.66% for Visa. Over the last twelve months they paid $2.78 and $2.79 per share.
What is the P/E of TMP and V?
At today's price, the P/E is 8.0 for TMP and 30.1 for V. It is the share price over the last twelve months' earnings per share.
Which has the higher profit margins, Tompkins Financial or Visa?
Over the last twelve months, the net margin was 39.6% for Tompkins Financial and 51.2% for Visa, and the operating margin – and 61.2%. Revenue was $455M and $45.9B.
Which is the better investment, Tompkins Financial or Visa?
The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.
Other comparisons
With each of the two, and with the largest in its sector.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.
Descriptive data from SEC filings and market prices.