$425.76
Value $707B
VisavsWaterstone Financial
V and WSBF stock compared: price, dividend, valuation and results, from SEC filings.
+1.30%
$20.04
Value $368M
Visa (V) has a market value of $707B and Waterstone Financial (WSBF) $368M. Over the last year, with dividends, V moved +26.6% and WSBF +33.6%. The P/E is 30.1 for V and 13.0 for WSBF. Dividend yield: V 0.66%, WSBF 3.29%.
At a glance
The main figures of both. A bar only shows which number is larger, not which is better.
Market value
V$707B
WSBF$368M
V is 1,921 times WSBF
Revenue, 12 months
V$45.9B
WSBF$149M
V is 308 times WSBF
Net income, 12 months
V$23.5B
WSBF$28M
V is 829 times WSBF
Operating margin
V61.2%
WSBF–
ROIC
V39.2%
WSBF3.7%
35.5 points apart
P/E
V30.1
WSBF13.0
V is 2.3 times WSBF
Dividend yield
V0.7%
WSBF3.3%
2.6 points apart
5-year return
V+108.5%
WSBF+16.0%
92.5 points apart
A fainter bar means a negative number. The 5-year return includes dividends.
The price over time
Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.
V+108.5%
WSBF+16.0%
| Period | VWith dividends | WSBFWith dividends |
|---|---|---|
| 1 year since November 12, 2025 | +26.6%Price +25.6% | +33.6%Price +29.0% |
| 3 years since November 13, 2023 | +78.0%+21.2% a yearPrice +74.0% | +100.8%+26.2% a yearPrice +76.9% |
| 5 years since November 12, 2021 | +108.5%+15.8% a yearPrice +100.7% | +16.0%+3.0% a yearPrice -9.3% |
| 10 years since November 15, 2016 | +482.5%+19.3% a yearPrice +441.9% | +99.7%+7.2% a yearPrice +14.5% |
Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.
Every figure
As on each company's page. A description, not a recommendation: no one figure says which is better.
VVisaWSBFWaterstone Financial
Valuation
VWSBF| Price | $425.76 | $20.04 |
|---|---|---|
| Market value | $707B | $368M |
| Enterprise value (EV) | $715B | – |
| P/E | 30.1 | 13.0 |
| P/E, 5-year median | – | 13.3 |
| P/B | 19.9 | 1.1 |
| EV/EBIT | 25.4 | – |
| Free cash flow yield | 3.1% | – |
Results and growth
VWSBF| Revenue, 12 months | $45.9B | $149M |
|---|---|---|
| Net income, 12 months | $23.5B | $28M |
| Free cash flow, 12 months | $22.1B | – |
| Earnings per share, 12 months | $14.16 | $1.63 |
| Revenue growth, year on year | 14.8% | 4.8% |
| Revenue growth a year, past | +13.8%over 5 years | -13.8%over 5 years |
| EPS growth a year, past | – | -14.8%over 5 years |
Margins and returns on capital
VWSBF| Gross margin | – | – |
|---|---|---|
| Operating margin | 61.2% | – |
| Net margin | 51.2% | 19.1% |
| ROIC | 39.2% | 3.7% |
| ROE | 64.0% | 8.1% |
Balance sheet
VWSBF| Cash | $13.8B | $64M |
|---|---|---|
| Total debt | $23.0B | $391M |
| Net debt / EBITDA | 0.3 | – |
| Interest cover | 37.1× | – |
Dividends and buybacks
VWSBF| Dividend yield | 0.7% | 3.3% |
|---|---|---|
| Dividend per share, 12 months | $2.79 | $0.66 |
| Dividend growth a year, past | – | – |
| Buyback yield | 2.9% | 4.4% |
| Shareholder yield | 3.6% | 7.7% |
Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.
Which is bigger, Visa or Waterstone Financial?
By market value, Visa ($707B) is about 1,920.6 times Waterstone Financial ($368M), at today's prices.
How did V and WSBF stock do over the last 10 years?
Since November 15, 2016, V's price moved +441.9% and WSBF's +14.5%. With dividends: V +482.5% (+19.3% a year), WSBF +99.7% (+7.2% a year). Past returns do not predict future ones.
Which pays the higher dividend, V or WSBF?
The dividend yield at today's price is 0.66% for Visa and 3.29% for Waterstone Financial. Over the last twelve months they paid $2.79 and $0.66 per share.
What is the P/E of V and WSBF?
At today's price, the P/E is 30.1 for V and 13.0 for WSBF. It is the share price over the last twelve months' earnings per share.
Which has the higher profit margins, Visa or Waterstone Financial?
Over the last twelve months, the net margin was 51.2% for Visa and 19.1% for Waterstone Financial, and the operating margin 61.2% and –. Revenue was $45.9B and $149M.
Which is the better investment, Visa or Waterstone Financial?
The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.
Other comparisons
With each of the two, and with the largest in its sector.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.
Descriptive data from SEC filings and market prices.