$86.05
Value $266B
Wells Fargo & CompanyvsWaterstone Financial
WFC and WSBF stock compared: price, dividend, valuation and results, from SEC filings.
+0.34%
$20.04
Value $368M
Wells Fargo & Company (WFC) has a market value of $266B and Waterstone Financial (WSBF) $368M. Over the last year, with dividends, WFC moved +2.0% and WSBF +33.6%. The P/E is 12.1 for WFC and 13.0 for WSBF. Dividend yield: WFC 2.21%, WSBF 3.29%.
At a glance
The main figures of both. A bar only shows which number is larger, not which is better.
Market value
WFC$266B
WSBF$368M
WFC is 722 times WSBF
Revenue, 12 months
WFC$87.2B
WSBF$149M
WFC is 586 times WSBF
Net income, 12 months
WFC$23.0B
WSBF$28M
WFC is 810 times WSBF
Operating margin
WFC–
WSBF–
ROIC
WFC5.4%
WSBF3.7%
1.7 points apart
P/E
WFC12.1
WSBF13.0
WSBF is 1.1 times WFC
Dividend yield
WFC2.2%
WSBF3.3%
1.1 points apart
5-year return
WFC+91.2%
WSBF+16.0%
75.2 points apart
A fainter bar means a negative number. The 5-year return includes dividends.
The price over time
Both start at 100 at the beginning of the period, so the lines show how much each changed. With dividends means each dividend buys more shares.
WFC+91.2%
WSBF+16.0%
| Period | WFCWith dividends | WSBFWith dividends |
|---|---|---|
| 1 year since November 12, 2025 | +2.0%Price -0.2% | +33.6%Price +29.0% |
| 3 years since November 13, 2023 | +126.3%+31.3% a yearPrice +111.1% | +100.8%+26.2% a yearPrice +76.9% |
| 5 years since November 12, 2021 | +91.2%+13.8% a yearPrice +68.9% | +16.0%+3.0% a yearPrice -9.3% |
| 10 years since November 15, 2016 | +114.9%+8.0% a yearPrice +63.6% | +99.7%+7.2% a yearPrice +14.5% |
Each cell: the total return with dividends, its yearly rate, and the price change alone. Before taxes and costs. Past returns do not predict future ones.
Every figure
As on each company's page. A description, not a recommendation: no one figure says which is better.
WFCWells Fargo & CompanyWSBFWaterstone Financial
Valuation
WFCWSBF| Price | $86.05 | $20.04 |
|---|---|---|
| Market value | $266B | $368M |
| Enterprise value (EV) | – | – |
| P/E | 12.1 | 13.0 |
| P/E, 5-year median | 12.6 | 13.3 |
| P/B | 1.7 | 1.1 |
| EV/EBIT | – | – |
| Free cash flow yield | – | – |
Results and growth
WFCWSBF| Revenue, 12 months | $87.2B | $149M |
|---|---|---|
| Net income, 12 months | $23.0B | $28M |
| Free cash flow, 12 months | – | – |
| Earnings per share, 12 months | $7.09 | $1.63 |
| Revenue growth, year on year | 1.7% | 4.8% |
| Revenue growth a year, past | +2.4%over 5 years | -13.8%over 5 years |
| EPS growth a year, past | +70.9%over 5 years | -14.8%over 5 years |
Margins and returns on capital
WFCWSBF| Gross margin | – | – |
|---|---|---|
| Operating margin | – | – |
| Net margin | 26.3% | 19.1% |
| ROIC | 5.4% | 3.7% |
| ROE | 12.8% | 8.1% |
Balance sheet
WFCWSBF| Cash | $506B | $64M |
|---|---|---|
| Total debt | $221B | $391M |
| Net debt / EBITDA | – | – |
| Interest cover | – | – |
Dividends and buybacks
WFCWSBF| Dividend yield | 2.2% | 3.3% |
|---|---|---|
| Dividend per share, 12 months | $1.90 | $0.66 |
| Dividend growth a year, past | – | – |
| Buyback yield | 6.6% | 4.4% |
| Shareholder yield | 8.8% | 7.7% |
Last 12 months from the latest 10-Q and 10-K. Value, P/E and yields at today's price. A dash means the figure does not exist or did not pass our checks.
Which is bigger, Wells Fargo & Company or Waterstone Financial?
By market value, Wells Fargo & Company ($266B) is about 721.7 times Waterstone Financial ($368M), at today's prices.
How did WFC and WSBF stock do over the last 10 years?
Since November 15, 2016, WFC's price moved +63.6% and WSBF's +14.5%. With dividends: WFC +114.9% (+8.0% a year), WSBF +99.7% (+7.2% a year). Past returns do not predict future ones.
Which pays the higher dividend, WFC or WSBF?
The dividend yield at today's price is 2.21% for Wells Fargo & Company and 3.29% for Waterstone Financial. Over the last twelve months they paid $1.90 and $0.66 per share.
What is the P/E of WFC and WSBF?
At today's price, the P/E is 12.1 for WFC and 13.0 for WSBF. The median of the last five years was 12.6 and 13.3, which shows where each stands against its own past.
Which has the higher profit margins, Wells Fargo & Company or Waterstone Financial?
Over the last twelve months, the net margin was 26.3% for Wells Fargo & Company and 19.1% for Waterstone Financial, and the operating margin – and –. Revenue was $87.2B and $149M.
Which is the better investment, Wells Fargo & Company or Waterstone Financial?
The page does not answer that and does not suggest buying or selling. It puts the two companies' numbers side by side, from their SEC filings, for you to read and form your own view. The decision depends on your goals and situation.
Other comparisons
With each of the two, and with the largest in its sector.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.
Descriptive data from SEC filings and market prices.