American Express Company: stock overview

AXPNYSEFinancial services · Finance ServicesBank

Price

$320.60

November 13, 2026Market cap $220B

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  • The full history: 14 fiscal years, from 2008
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

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In short

American Express had revenue of $77.6B over the last 12 months and net income of $12.3B, a net margin of 15.8%. Revenue grew by 14.9% a year on average over the last 5 years. At $320.60 the shares trade at a P/E of 18.1, against a median of 16.7 over the last 5 fiscal years. It pays a dividend yielding 1.14%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$220B
687M shares
P/E
18.1
Today18.1
Median16.7
Revenue, 12 months
$77.6B
+14.9% a year over 5 years
Net margin
15.8%
2025: 15.0%, above 65% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+9.3% a year over 2 years

  • 202510-K
    Revenue$72.2B
  • 202410-K
    Revenue$65.9B
  • 202310-K
    Revenue$60.5B

Fiscal years in figures

AXP's revenue, profit, cash flow and dividend with each year-end price, from 2008 to 2022, 11 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $209B
$220B
P/E 3-year median: 21.2
18.1
P/B 3-year median: 6.9
6.2
Earnings yield 3-year median: 4.7%
5.5%

Profitability

Net margin 3-year median: 15.0%
15.8%
ROE 
36.1%

Growth

Revenue, yearly change 
+9.5%
EPS, yearly change 
+9.8%
Revenue, average a year 
+14.9%
EPS, average a year 
+32.5%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 3-year median: 0.9%
1.14%
Buybacks 
2.64%
Total returned 
3.78%
Shares, yearly change 
-2.3%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Bank health

Core capital (CET1) is 10.9% of risk-weighted assets, loan reserves cover the loans past due 5.2 times, and the group earned 35.9% on its common equity over the last 12 months.

10.9%
18%
0.63%
3.26%
5.16x
2.41%
8.49%
72%
97%
8.8%

The AMERICAN EXPRESS COMPANY group (Federal Reserve)

35.9%
21%
4.1x
4.6 years of dividends
10.4%
2.67%

Historically, in the Fed's data for US banks from 2001 to 2025, when a group paid out more than 75% of its earnings about 4 in 10 cut the dividend the next year, against about 1 in 20 of the rest. Capital (CET1) did not tell the cutters apart. It is a historical measure, not a forecast for this bank.

A year earlier (Jun 30, 2025): CET1 from 11.1% to 10.9% · Uninsured from 22% to 18% · Past due from 0.70% to 0.63% · Reserves to loans from 3.54% to 3.26%

From quarterly FDIC Call Reports for American Express National Bank, as of Jun 30, 2026. Group figures from FR Y-9C filings with the Federal Reserve, as of Jun 30, 2026. The bank is about 69% of the group, so these figures describe that part, not the whole group.

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 61).

Net margin

15.0%

Above 65% of the 105 companies in its industry, and 75% of all.

ROE

32.4%

Above 94% of the 102 companies in its industry, and 93% of all.

ROA

3.6%

Above 84% of the 109 companies in its industry, and 65% of all.

Revenue growth

9.5%

Above 51% of the 106 companies in its industry, and 61% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
AMERICAN EXPRESS CO
CIK
4962
Exchange
NYSE
Industry (SIC)
6199 · Finance Services
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
687M

Other companies: Financial services

The largest companies of the same sector, each with its own page.

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The full analysis

What do American Express's filings show?

These are American Express's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about AXP

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What is AXP's market cap?

American Express Company's market cap is $220B, at a price of $320.60 on November 13, 2026 and 687M shares.

What is AXP's P/E?

AXP's P/E is 18.1, on earnings per share of $17.76 over the last 12 months. The median over the last 5 fiscal years was 16.7.

How much revenue does AXP have?

American Express had revenue of $77.6B over the last 12 months. Over the last 5 years it changed by +14.9% a year on average.

Does AXP pay a dividend?

Yes. American Express paid $3.67 per share over the last 12 months, a yield of 1.14% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From American Express Company's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.