Beacon Financial Corporation: stock overview

BBTNYSEFinancial services · Savings Institutions, Not Federally CharteredBank

Price

$30.76

November 13, 2026Market cap $2.6B

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  • The full history: 17 fiscal years, from 2009
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

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In short

Beacon Financial had revenue of $883M over the last 12 months and net income of $225M, a net margin of 25.5%. Revenue grew by 7.6% a year on average over the last 5 years. At $30.76 the shares trade at a P/E of 11.5, against a median of 25.6 over the last 5 fiscal years. It pays a dividend yielding 4.20%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$2.6B
83.82M shares
P/E
11.5
Today11.5
Median25.6
Revenue, 12 months
$883M
+7.6% a year over 5 years
Net margin
25.5%
2025: 16.3%, above 19% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+22.0% a year over 2 years

  • 202510-K
    Revenue$553M
  • 202410-K
    Revenue$355M
  • 202310-K
    Revenue$372M

Fiscal years in figures

BBT's revenue, profit, cash flow and dividend with each year-end price, from 2009 to 2022, 14 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $1.3B
$2.6B
P/E 3-year median: 29.2
11.5
P/B 3-year median: 0.9
1.0
Earnings yield 3-year median: 3.4%
8.7%

Profitability

Net margin 3-year median: 19.3%
25.5%
ROE 
9.0%

Growth

Revenue, yearly change 
+55.7%
EPS, yearly change 
+33.8%
Revenue, average a year 
+7.6%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 3-year median: 2.2%
4.20%
Buybacks 
–
Total returned 
4.20%
Shares, yearly change 
+80.7%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Bank health

Core capital (CET1) is 11.8% of risk-weighted assets, loan reserves cover the loans past due 1.5 times, and the group earned 7.7% on its common equity over the last 12 months.

11.8%
38%
0.90%
1.34%
1.48x
0.31%
3.79%
56%
94%
9.8%

The BEACON FINANCIAL CORPORATION group (Federal Reserve)

7.7%
69%
1.0x
1.6 years of dividends

Historically, in the Fed's data for US banks from 2001 to 2025, when a group paid out more than 75% of its earnings about 4 in 10 cut the dividend the next year, against about 1 in 20 of the rest. Capital (CET1) did not tell the cutters apart. It is a historical measure, not a forecast for this bank.

A year earlier (Jun 30, 2025): CET1 from 11.0% to 11.8% · Uninsured from 31% to 38% · Past due from 1.28% to 0.90% · Reserves to loans from 1.59% to 1.34%

From quarterly FDIC Call Reports for Beacon Bank and Trust, as of Jun 30, 2026. Group figures from FR Y-9C filings with the Federal Reserve, as of Jun 30, 2026.

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 60).

Net margin

16.3%

Above 19% of the 317 companies in its industry, and 77% of all.

ROE

3.6%

Above 13% of the 316 companies in its industry, and 39% of all.

ROA

0.4%

Above 12% of the 316 companies in its industry, and 37% of all.

Revenue growth

38.3%

Above 91% of the 313 companies in its industry, and 92% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
Beacon Financial Corp
Exchange
NYSE
Industry (SIC)
6036 · Savings Institutions, Not Federally Chartered
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
83.82M

Other companies: Financial services

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The full analysis

What do Beacon Financial's filings show?

These are Beacon Financial's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about BBT

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What is BBT's market cap?

Beacon Financial Corporation's market cap is $2.6B, at a price of $30.76 on November 13, 2026 and 83.82M shares.

What is BBT's P/E?

BBT's P/E is 11.5, on earnings per share of $2.69 over the last 12 months. The median over the last 5 fiscal years was 25.6.

How much revenue does BBT have?

Beacon Financial had revenue of $883M over the last 12 months. Over the last 5 years it changed by +7.6% a year on average.

Does BBT pay a dividend?

Yes. Beacon Financial paid $1.29 per share over the last 12 months, a yield of 4.20% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From Beacon Financial Corporation's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.