Cass Information Systems, Inc: stock overview

CASSNASDAQTechnology · Services-Business Services, NEC

Price

$55.71

November 13, 2026Market cap $719M

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  • The full history: 17 fiscal years, from 2009
  • The estimated fair value, with its range and its certainty
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  • More questions to the chat on its filings
  • Excel with every year
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In short

Cass Information Systems had revenue of $202M over the last 12 months and net income of $38M, a net margin of 18.9%. Revenue grew by 5.6% a year on average over the last 5 years. At $55.71 the shares trade at a P/E of 18.8, against a median of 19.7 over the last 5 fiscal years. It holds more cash than debt, by $256M. It pays a dividend yielding 2.30%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$719M
12.90M shares
P/E
18.8
Today18.8
Median19.7
Revenue, 12 months
$202M
+5.6% a year over 5 years
Net margin
18.9%
2025: 18.4%, above 84% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+3.8% a year over 2 years

  • 202510-K
    Revenue$191M
  • 202410-K
    Revenue$181M
  • 202310-K
    Revenue$177M

Fiscal years in figures

CASS's revenue, profit, cash flow and dividend with each year-end price, from 2009 to 2022, 14 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $552M
$719M
Enterprise value 
$463M
P/E 3-year median: 20.7
18.8
EV / EBIT 
9.9
EV / Revenue 
2.3
P/B 3-year median: 2.4
3.2
FCF yield 3-year median: 5.5%
4.6%
Earnings yield 3-year median: 4.8%
5.3%

Profitability

Net margin 3-year median: 17.0%
18.9%
ROIC 
15.9%
ROE 
15.9%

Growth

Revenue, yearly change 
+5.3%
EPS, yearly change 
+87.8%
FCF, yearly change 
+4.4%
Revenue, average a year 
+5.6%
EPS, average a year 
+8.6%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$256M
Total debt 
$4.2M
Of which operating leases 
$4.2M
Net cash 
$256M
Net debt / EBITDA 
-4.8x
Interest cover 
–
Current ratio 
–

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 3-year median: 3.0%
2.30%
Buybacks 
3.62%
Total returned 
5.92%
Shares, yearly change 
-4.5%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 73).

Net margin

18.4%

Above 84% of the 473 companies in its industry, and 80% of all.

ROE

14.5%

Above 72% of the 398 companies in its industry, and 75% of all.

ROA

1.4%

Above 50% of the 462 companies in its industry, and 49% of all.

Revenue growth

5.3%

Above 37% of the 461 companies in its industry, and 47% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
CASS INFORMATION SYSTEMS INC
CIK
708781
Exchange
NASDAQ
Industry (SIC)
7389 · Services-Business Services, NEC
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
12.90M

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The full analysis

What do Cass Information Systems's filings show?

These are Cass Information Systems's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about CASS

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What is CASS's market cap?

Cass Information Systems, Inc's market cap is $719M, at a price of $55.71 on November 13, 2026 and 12.90M shares.

What is CASS's P/E?

CASS's P/E is 18.8, on earnings per share of $2.91 over the last 12 months. The median over the last 5 fiscal years was 19.7.

How much revenue does CASS have?

Cass Information Systems had revenue of $202M over the last 12 months. Over the last 5 years it changed by +5.6% a year on average.

Does CASS pay a dividend?

Yes. Cass Information Systems paid $1.28 per share over the last 12 months, a yield of 2.30% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From Cass Information Systems, Inc's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.