City Holding Company: stock overview
Price
$142.45
November 13, 2026Market cap $2.0B
What Ploutos Investor adds for City
Part of Ploutos Investor, €9.99 a month
- The full history: 17 fiscal years, from 2009
- The estimated fair value, with its range and its certainty
- The full analysis, 18 a month
- More questions to the chat on its filings
- Excel with every year
- An email when it reports, changes its dividend or an officer buys
Sign in with a free account to see the last 5 fiscal years.
In short
City had revenue of $324M over the last 12 months and net income of $131M, a net margin of 40.5%. Revenue grew by 5.8% a year on average over the last 5 years. At $142.45 the shares trade at a P/E of 15.6, against a median of 14.5 over the last 5 fiscal years. It pays a dividend yielding 2.53%.
From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.
Its SEC filings- Market cap
- $2.0B
- 14.35M shares
- P/E
- 15.6
- Today15.6Median14.5
- Revenue, 12 months
- $324M
- +5.8% a year over 5 years
- Net margin
- 40.5%
- 2025: 41.5%, above 96% of its industry
Worth knowing
What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.
3 fiscal years in figures
Each fiscal year's figures as the company filed them, and the share price at its end.
+4.1% a year over 2 years
Fiscal years in figures
CHCO's revenue, profit, cash flow and dividend with each year-end price, from 2009 to 2022, 14 more fiscal years
Part of Ploutos Investor, €9.99 a month
Sign in with a free account to see the last 5 fiscal years.
Key figures
The company's current figures in five groups. Each term is explained behind its ⓘ.
Valuation
- Market cap 3-year median: $1.7B
- $2.0B
- P/E 3-year median: 14.5
- 15.6
- P/B 3-year median: 2.4
- 2.6
- Earnings yield 3-year median: 6.9%
- 6.4%
Profitability
- Net margin 3-year median: 39.9%
- 40.5%
- ROE
- 16.4%
Growth
- Revenue, yearly change
- +7.0%
- EPS, yearly change
- +13.2%
- Revenue, average a year
- +5.8%
- EPS, average a year
- +10.0%
The yearly change compares FY2025 with FY2024.
Returns to shareholders
- Dividend yield 3-year median: 2.5%
- 2.53%
- Buybacks
- 2.24%
- Total returned
- 4.77%
- Shares, yearly change
- -2.2%
Bank health
Core capital (CET1) is 15.0% of risk-weighted assets, loan reserves cover the loans past due 2.0 times, and the group earned 16.8% on its common equity over the last 12 months.
- 15.0%
- 17%
- 0.22%
- 0.45%
- 2.02x
- 0.05%
- 3.97%
- 48%
- 83%
- 9.6%
The CITY HOLDING COMPANY group (Federal Reserve)
- 16.8%
- 38%
- 2.6x
- 1.8 years of dividends
Historically, in the Fed's data for US banks from 2001 to 2025, when a group paid out more than 75% of its earnings about 4 in 10 cut the dividend the next year, against about 1 in 20 of the rest. Capital (CET1) did not tell the cutters apart. It is a historical measure, not a forecast for this bank.
A year earlier (Jun 30, 2025): CET1 from 15.1% to 15.0% · Uninsured from 17% to 17% · Past due from 0.32% to 0.22% · Reserves to loans from 0.45% to 0.45%
From quarterly FDIC Call Reports for City National Bank of West Virginia, as of Jun 30, 2026. Group figures from FR Y-9C filings with the Federal Reserve, as of Jun 30, 2026.
Against its industry
Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 60).
Net margin
41.5%
Above 96% of the 317 companies in its industry, and 97% of all.
ROE
16.1%
Above 96% of the 316 companies in its industry, and 78% of all.
ROA
1.9%
Above 96% of the 316 companies in its industry, and 54% of all.
Revenue growth
7.0%
Above 33% of the 313 companies in its industry, and 52% of all.
From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.
The company at the SEC
How it is registered and when its fiscal year ends.
- Name at the SEC
- CITY HOLDING CO
- CIK
- 726854
- Exchange
- NASDAQ
- Industry (SIC)
- 6021 · National Commercial Banks
- Fiscal year ends
- December 31
- Latest annual report
- December 31, 2025
- Reporting currency
- USD
- Shares
- 14.35M
Other companies: Financial services
The largest companies of the same sector, each with its own page.
- BRK.ABerkshire Hathaway+0,00%Compare with CHCO
- JPMJP Morgan Chase & Co.+0,00%Compare with CHCO
- VVisa+0,00%Compare with CHCO
- MAMastercard+0,00%Compare with CHCO
- BACBank of America+0,00%Compare with CHCO
- GSGoldman Sachs+0,00%Compare with CHCO
- WFCWells Fargo & Company+0,00%Compare with CHCO
- MSMorgan Stanley+0,00%Compare with CHCO
The full analysis
What do City's filings show?
These are City's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.
- A fair value range built from the filings
- Earnings quality, debt and red flags
- Insider and institutional moves
- The case for and the case against
What is CHCO's market cap?
City Holding Company's market cap is $2.0B, at a price of $142.45 on November 13, 2026 and 14.35M shares.
What is CHCO's P/E?
CHCO's P/E is 15.6, on earnings per share of $9.16 over the last 12 months. The median over the last 5 fiscal years was 14.5.
How much revenue does CHCO have?
City had revenue of $324M over the last 12 months. Over the last 5 years it changed by +5.8% a year on average.
Does CHCO pay a dividend?
Yes. City paid $3.61 per share over the last 12 months, a yield of 2.53% at today's price. All the figures are in the Dividend section.
Where do the figures come from?
From City Holding Company's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.