First Citizens BancShares, Inc.: stock overview

FCNCANASDAQFinancial services · State Commercial BanksBank

Price

$2,324.24

November 13, 2026Market cap $30.2B

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  • The full history: 4 fiscal years, from 2022
  • The estimated fair value, with its range and its certainty
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  • Excel with every year
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In short

First Citizens BancShares had revenue of $9.6B over the last 12 months and net income of $2.4B, a net margin of 24.9%. Revenue grew by 23.4% a year on average over the last 3 years. At $2,324.24 the shares trade at a P/E of 13.2, against a median of 11.2 over the last 4 fiscal years. It pays a dividend yielding 0.36%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$30.2B
13.00M shares
P/E
13.2
Today13.2
Median11.2
Revenue, 12 months
$9.6B
+23.4% a year over 3 years
Net margin
24.9%
2025: 23.1%, above 36% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

-28.7% a year over 2 years

  • 202510-K
    Revenue$9.5B
  • 202410-K
    Revenue$9.8B
  • 202310-K
    Revenue$18.8B

Fiscal years in figures

FCNCA's revenue, profit, cash flow and dividend with each year-end price, from 2022 to 2022, 1 more fiscal year

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $27.9B
$30.2B
P/E 3-year median: 11.2
13.2
P/B 3-year median: 1.3
1.6
Earnings yield 3-year median: 9.0%
7.6%

Profitability

Net margin 3-year median: 28.5%
24.9%
ROE 
10.9%

Growth

Revenue, yearly change 
-2.2%
EPS, yearly change 
-12.8%
Revenue, average a year 
+23.4%
EPS, average a year 
+34.8%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 3-year median: 0.3%
0.36%
Buybacks 
10.02%
Total returned 
10.38%
Shares, yearly change 
-9.3%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 60).

Net margin

23.1%

Above 36% of the 317 companies in its industry, and 85% of all.

ROE

9.9%

Above 56% of the 316 companies in its industry, and 60% of all.

ROA

1.0%

Above 47% of the 316 companies in its industry, and 44% of all.

Revenue growth

-2.2%

Above 9% of the 313 companies in its industry, and 23% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
FIRST CITIZENS BANCSHARES INC /DE/
Exchange
NASDAQ
Industry (SIC)
6022 · State Commercial Banks
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
13.00M

Other companies: Financial services

The largest companies of the same sector, each with its own page.

The Financial services sectorAll companies

The full analysis

What do First Citizens BancShares's filings show?

These are First Citizens BancShares's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about FCNCA

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What is FCNCA's market cap?

First Citizens BancShares, Inc.'s market cap is $30.2B, at a price of $2,324.24 on November 13, 2026 and 13.00M shares.

What is FCNCA's P/E?

FCNCA's P/E is 13.2, on earnings per share of $194.92 over the last 12 months. The median over the last 4 fiscal years was 11.2.

How much revenue does FCNCA have?

First Citizens BancShares had revenue of $9.6B over the last 12 months. Over the last 3 years it changed by +23.4% a year on average.

Does FCNCA pay a dividend?

Yes. First Citizens BancShares paid $8.40 per share over the last 12 months, a yield of 0.36% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From First Citizens BancShares, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.