HCI Group, Inc.: stock overview

HCINYSEFinancial services · Fire, Marine & Casualty Insurance

Price

$191.37

November 13, 2026Market cap $2.5B

DCF calculator

What Ploutos Investor adds for HCI

Part of Ploutos Investor, €9.99 a month

See the plans
  • The full history: 16 fiscal years, from 2010
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

Sign in with a free account to see the last 5 fiscal years.

Notes on these figures

  • The interest the company pays is far more than the debt we can read would cost, so part of its borrowing is missing from the figures. We leave out the debt, net cash, enterprise value and the multiples built on them.

In short

HCI had revenue of $981M over the last 12 months and net income of $339M, a net margin of 34.5%. Revenue grew by 23.8% a year on average over the last 5 years. At $191.37 the shares trade at a P/E of 7.9, against a median of 11.5 over the last 3 fiscal years. It pays a dividend yielding 0.82%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$2.5B
12.99M shares
P/E
7.9
Today7.9
Median11.5
Revenue, 12 months
$981M
+23.8% a year over 5 years
Net margin
34.5%
2025: 35.6%, above 92% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+27.9% a year over 2 years

  • 202510-K
    Revenue$901M
  • 202410-K
    Revenue$750M
  • 202310-K
    Revenue$551M

Fiscal years in figures

HCI's revenue, profit, cash flow and dividend with each year-end price, from 2010 to 2022, 13 more fiscal years

Part of Ploutos Investor, €9.99 a month

See the plans

Sign in with a free account to see the last 5 fiscal years.

Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $1.3B
$2.5B
Enterprise value 
–
P/E 3-year median: 11.5
7.9
EV / EBIT 
–
EV / Revenue 
–
P/B 3-year median: 2.7
2.2
FCF yield 3-year median: 25.7%
18.4%
Earnings yield 3-year median: 8.7%
12.7%

Profitability

Net margin 3-year median: 14.7%
34.5%
ROIC 
35.1%
ROIC, 5-year average 
32.6%
ROE 
32.9%

Growth

Revenue, yearly change 
+20.1%
EPS, yearly change 
+155.6%
FCF, yearly change 
+34.5%
Revenue, average a year 
+23.8%
EPS, average a year 
+45.5%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$744M
Total debt 
–
Net cash 
–
Net debt / EBITDA 
–
Interest cover 
108.7x
Current ratio 
–

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 3-year median: 1.4%
0.82%
Buybacks 
0.06%
Total returned 
0.88%
Shares, yearly change 
+20.7%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 63).

Net margin

35.6%

Above 92% of the 109 companies in its industry, and 95% of all.

ROE

30.8%

Above 92% of the 108 companies in its industry, and 92% of all.

ROA

12.7%

Above 99% of the 110 companies in its industry, and 92% of all.

Revenue growth

20.1%

Above 76% of the 110 companies in its industry, and 81% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
HCI Group, Inc.
CIK
1400810
Exchange
NYSE
Industry (SIC)
6331 · Fire, Marine & Casualty Insurance
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
12.99M

Other companies: Financial services

The largest companies of the same sector, each with its own page.

The Financial services sectorAll companies

The full analysis

What do HCI's filings show?

These are HCI's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about HCI

Didn't find what you were looking for?

Ask us
What is HCI's market cap?

HCI Group, Inc.'s market cap is $2.5B, at a price of $191.37 on November 13, 2026 and 12.99M shares.

What is HCI's P/E?

HCI's P/E is 7.9, on earnings per share of $24.75 over the last 12 months. The median over the last 3 fiscal years was 11.5.

How much revenue does HCI have?

HCI had revenue of $981M over the last 12 months. Over the last 5 years it changed by +23.8% a year on average.

Does HCI pay a dividend?

Yes. HCI paid $1.57 per share over the last 12 months, a yield of 0.82% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From HCI Group, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.