Lake Shore Bancorp, Inc.: stock overview

LSBKNASDAQFinancial services · Savings Institution, Federally CharteredBank

Price

$18.96

November 13, 2026Market cap $149M

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  • The full history: 2 fiscal years, from 2024
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In short

Lake Shore Bancorp had revenue of $30M over the last 12 months and net income of $8.3M, a net margin of 27.6%. At $18.96 the shares trade at a P/E of 17.8. It pays a dividend yielding 1.90%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$149M
7.84M shares
P/E
17.8
Revenue, 12 months
$30M
+14.2% a year over 1 years
Net margin
27.6%
2025: 26.1%, above 50% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

2 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2024–2025 fiscal years
  • 202510-K
    Revenue$28M
  • 2024
    Revenue$24M

Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 
$149M
P/E 
17.8
P/B 
1.1
Earnings yield 
5.6%

Profitability

Net margin 
27.6%
ROE 
5.9%

Growth

Revenue, yearly change 
+14.2%
EPS, yearly change 
+49.2%
Revenue, average a year 
+14.2%
EPS, average a year 
+49.2%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 
1.90%
Buybacks 
0.04%
Total returned 
1.94%
Shares, yearly change 
+0.8%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 60).

Net margin

26.1%

Above 50% of the 317 companies in its industry, and 88% of all.

ROE

5.1%

Above 18% of the 316 companies in its industry, and 43% of all.

ROA

1.0%

Above 52% of the 316 companies in its industry, and 44% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
Lake Shore Bancorp, Inc. /MD/
CIK
2059653
Exchange
NASDAQ
Industry (SIC)
6035 · Savings Institution, Federally Chartered
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
7.84M

Other companies: Financial services

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The full analysis

What do Lake Shore Bancorp's filings show?

These are Lake Shore Bancorp's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about LSBK

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What is LSBK's market cap?

Lake Shore Bancorp, Inc.'s market cap is $149M, at a price of $18.96 on November 13, 2026 and 7.84M shares.

What is LSBK's P/E?

LSBK's P/E is 17.8, on earnings per share of $1.13 over the last 12 months.

How much revenue does LSBK have?

Lake Shore Bancorp had revenue of $30M over the last 12 months. Over the last 1 years it changed by +14.2% a year on average.

Does LSBK pay a dividend?

Yes. Lake Shore Bancorp paid $0.36 per share over the last 12 months, a yield of 1.90% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From Lake Shore Bancorp, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.