Mechanics Bancorp: stock overview

MCHBNASDAQFinancial services · State Commercial BanksBank

Price

$14.40

November 13, 2026Market cap $3.0B

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  • The full history: 16 fiscal years, from 2010
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

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In short

Mechanics Bancorp had revenue of $824M over the last 12 months and net income of $259M, a net margin of 31.4%. Revenue grew by 17.7% a year on average over the last 5 years. At $14.40 the shares trade at a P/E of 11.6, against a median of 10.5 over the last 4 fiscal years. It pays a dividend yielding 12.02%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$3.0B
209M shares
P/E
11.6
Today11.6
Median10.5
Revenue, 12 months
$824M
+17.7% a year over 5 years
Net margin
31.4%
2025: 32.9%, above 81% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+96.9% a year over 2 years

  • 202510-K
    Revenue$809M
  • 202410-K
    Revenue$380M
  • 202310-K
    Revenue$209M

Fiscal years in figures

MCHB's revenue, profit, cash flow and dividend with each year-end price, from 2010 to 2022, 13 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $216M
$3.0B
P/E 
11.6
P/B 3-year median: 0.1
1.2
Earnings yield 3-year median: 1.2%
8.6%

Profitability

Net margin 3-year median: 7.6%
31.4%
ROE 
9.5%

Growth

Revenue, yearly change 
+112.8%
EPS, yearly change 
+807.1%
Revenue, average a year 
+17.7%
EPS, average a year 
-18.2%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 3-year median: 6.3%
12.02%
Buybacks 
–
Total returned 
12.02%
Shares, yearly change 
+1,002.6%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 60).

Net margin

32.9%

Above 81% of the 317 companies in its industry, and 93% of all.

ROE

9.3%

Above 49% of the 316 companies in its industry, and 58% of all.

ROA

1.2%

Above 71% of the 316 companies in its industry, and 47% of all.

Revenue growth

112.8%

Above 99% of the 313 companies in its industry, and 99% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
Mechanics Bancorp
CIK
1518715
Exchange
NASDAQ
Industry (SIC)
6022 · State Commercial Banks
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
209M

Other companies: Financial services

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The full analysis

What do Mechanics Bancorp's filings show?

These are Mechanics Bancorp's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about MCHB

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What is MCHB's market cap?

Mechanics Bancorp's market cap is $3.0B, at a price of $14.40 on November 13, 2026 and 209M shares.

What is MCHB's P/E?

MCHB's P/E is 11.6, on earnings per share of $1.18 over the last 12 months. The median over the last 4 fiscal years was 10.5.

How much revenue does MCHB have?

Mechanics Bancorp had revenue of $824M over the last 12 months. Over the last 5 years it changed by +17.7% a year on average.

Does MCHB pay a dividend?

Yes. Mechanics Bancorp paid $1.73 per share over the last 12 months, a yield of 12.02% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From Mechanics Bancorp's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.