PennyMac Financial Services, Inc.: stock overview
Price
$60.61
November 13, 2026Market cap $3.2B
What Ploutos Investor adds for PennyMac Financial Services
Part of Ploutos Investor, €9.99 a month
- The full history: 10 fiscal years, from 2016
- The estimated fair value, with its range and its certainty
- The full analysis, 18 a month
- More questions to the chat on its filings
- Excel with every year
- An email when it reports, changes its dividend or an officer buys
Sign in with a free account to see the last 5 fiscal years.
In short
PennyMac Financial Services had revenue of $2.0B over the last 12 months and net income of $240M, a net margin of 11.7%. Revenue fell by 11.2% a year on average over the last 5 years. At $60.61 the shares trade at a P/E of 13.2, against a median of 14.2 over the last 5 fiscal years. It has net debt of $5.9B. It pays a dividend yielding 1.98%.
From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.
Its SEC filings- Market cap
- $3.2B
- 52.17M shares
- P/E
- 13.2
- Today13.2Median14.2
- Revenue, 12 months
- $2.0B
- -11.2% a year over 5 years
- Net margin
- 11.7%
- 2025: 24.5%, above 78% of its industry
Worth knowing
What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.
3 fiscal years in figures
Each fiscal year's figures as the company filed them, and the share price at its end.
+20.8% a year over 2 years
Fiscal years in figures
PFSI's revenue, profit, cash flow and dividend with each year-end price, from 2016 to 2022, 7 more fiscal years
Part of Ploutos Investor, €9.99 a month
Sign in with a free account to see the last 5 fiscal years.
Key figures
The company's current figures in five groups. Each term is explained behind its ⓘ.
Valuation
- Market cap 3-year median: $5.3B
- $3.2B
- Enterprise value
- $9.1B
- P/E 3-year median: 17.5
- 13.2
- EV / EBIT
- 28.9
- EV / Revenue
- 4.4
- P/B 3-year median: 1.4
- 0.7
- FCF yield 3-year median: -35.5%
- –
- Earnings yield 3-year median: 5.7%
- 7.6%
Profitability
- Net margin 3-year median: 19.5%
- 11.7%
- ROIC
- 2.3%
- ROIC, 5-year average
- 6.6%
- ROE
- 5.6%
Growth
- Revenue, yearly change
- +28.4%
- EPS, yearly change
- +59.3%
- FCF, yearly change
- –
- Revenue, average a year
- -11.2%
- EPS, average a year
- -15.0%
The yearly change compares FY2025 with FY2024.
Balance sheet
- Cash
- $646M
- Total debt
- $6.6B
- Of which operating leases
- $98M
- Net debt
- $5.9B
- Net debt / EBITDA
- 16.1x
- Interest cover
- –
- Current ratio
- –
Balance sheet of September 30, 2026.
Returns to shareholders
- Dividend yield 3-year median: 0.9%
- 1.98%
- Buybacks
- 0.15%
- Total returned
- 2.13%
- Shares, yearly change
- +1.4%
Against its industry
Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 61).
Net margin
24.5%
Above 78% of the 105 companies in its industry, and 86% of all.
ROE
11.6%
Above 67% of the 102 companies in its industry, and 67% of all.
ROA
1.7%
Above 72% of the 109 companies in its industry, and 53% of all.
Revenue growth
28.4%
Above 74% of the 106 companies in its industry, and 88% of all.
From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.
The company at the SEC
How it is registered and when its fiscal year ends.
- Name at the SEC
- PennyMac Financial Services, Inc.
- CIK
- 1745916
- Exchange
- NYSE
- Industry (SIC)
- 6162 · Mortgage Bankers & Loan Correspondents
- Fiscal year ends
- December 31
- Latest annual report
- December 31, 2025
- Reporting currency
- USD
- Shares
- 52.17M
Other companies: Financial services
The largest companies of the same sector, each with its own page.
- BRK.ABerkshire Hathaway+0,00%Compare with PFSI
- JPMJP Morgan Chase & Co.+0,00%Compare with PFSI
- VVisa+0,00%Compare with PFSI
- MAMastercard+0,00%Compare with PFSI
- BACBank of America+0,00%Compare with PFSI
- GSGoldman Sachs+0,00%Compare with PFSI
- WFCWells Fargo & Company+0,00%Compare with PFSI
- MSMorgan Stanley+0,00%Compare with PFSI
The full analysis
What do PennyMac Financial Services's filings show?
These are PennyMac Financial Services's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.
- A fair value range built from the filings
- Earnings quality, debt and red flags
- Insider and institutional moves
- The case for and the case against
What is PFSI's market cap?
PennyMac Financial Services, Inc.'s market cap is $3.2B, at a price of $60.61 on November 13, 2026 and 52.17M shares.
What is PFSI's P/E?
PFSI's P/E is 13.2, on earnings per share of $4.44 over the last 12 months. The median over the last 5 fiscal years was 14.2.
How much revenue does PFSI have?
PennyMac Financial Services had revenue of $2.0B over the last 12 months. Over the last 5 years it changed by -11.2% a year on average.
Does PFSI pay a dividend?
Yes. PennyMac Financial Services paid $1.20 per share over the last 12 months, a yield of 1.98% at today's price. All the figures are in the Dividend section.
Where do the figures come from?
From PennyMac Financial Services, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.
Related pages
The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.
The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.