PayPal Holdings, Inc.: stock overview

PYPLNASDAQFinancial services · Services-Business Services, NEC

Price

$59.28

November 13, 2026Market cap $49.2B

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  • The full history: 13 fiscal years, from 2013
  • The estimated fair value, with its range and its certainty
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  • More questions to the chat on its filings
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In short

PayPal had revenue of $34.3B over the last 12 months and net income of $4.7B, a net margin of 13.8%. Revenue grew by 9.1% a year on average over the last 5 years. At $59.28 the shares trade at a P/E of 10.4, against a median of 21.4 over the last 5 fiscal years. It has net debt of $3.2B. It pays a dividend yielding 0.94%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$49.2B
831M shares
P/E
10.4
Today10.4
Median21.4
Revenue, 12 months
$34.3B
+9.1% a year over 5 years
Net margin
13.8%
2025: 15.8%, above 80% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+5.6% a year over 2 years

  • 202510-K
    Revenue$33.2B
  • 202410-K
    Revenue$31.8B
  • 202310-K
    Revenue$29.8B

Fiscal years in figures

PYPL's revenue, profit, cash flow and dividend with each year-end price, from 2013 to 2022, 10 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $65.8B
$49.2B
Enterprise value 
$52.4B
P/E 3-year median: 16.0
10.4
EV / EBIT 
9.0
EV / Revenue 
1.5
P/B 3-year median: 3.1
2.5
FCF yield 3-year median: 8.0%
12.8%
Earnings yield 3-year median: 6.3%
9.6%

Profitability

Operating margin 
17.0%
Net margin 3-year median: 14.3%
13.8%
ROIC 
14.5%
ROIC, 5-year average 
12.8%
ROE 
23.7%

Growth

Revenue, yearly change 
+4.3%
EPS, yearly change 
+35.6%
FCF, yearly change 
-17.8%
Revenue, average a year 
+9.1%
EPS, average a year 
+8.9%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$10.3B
Total debt 
$14.3B
Of which operating leases 
$768M
Net debt 
$3.2B
Net debt / EBITDA 
0.5x
Interest cover 
12.0x
Current ratio 
1.26

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 
0.94%
Buybacks 
12.29%
Total returned 
13.23%
Shares, yearly change 
-6.9%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 73).

Operating margin

18.3%

Above 82% of the 462 companies in its industry, and 80% of all.

Net margin

15.8%

Above 80% of the 473 companies in its industry, and 77% of all.

ROE

25.8%

Above 85% of the 398 companies in its industry, and 89% of all.

ROA

6.5%

Above 74% of the 462 companies in its industry, and 78% of all.

Revenue growth

4.3%

Above 34% of the 461 companies in its industry, and 43% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
PayPal Holdings, Inc.
Exchange
NASDAQ
Industry (SIC)
7389 · Services-Business Services, NEC
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
831M

Other companies: Financial services

The largest companies of the same sector, each with its own page.

The Financial services sectorAll companies

The full analysis

What do PayPal's filings show?

These are PayPal's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about PYPL

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What is PYPL's market cap?

PayPal Holdings, Inc.'s market cap is $49.2B, at a price of $59.28 on November 13, 2026 and 831M shares.

What is PYPL's P/E?

PYPL's P/E is 10.4, on earnings per share of $5.24 over the last 12 months. The median over the last 5 fiscal years was 21.4.

How much revenue does PYPL have?

PayPal had revenue of $34.3B over the last 12 months. Over the last 5 years it changed by +9.1% a year on average.

Does PYPL pay a dividend?

Yes. PayPal paid $0.56 per share over the last 12 months, a yield of 0.94% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From PayPal Holdings, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.