Repay Holdings Corporation: stock overview

RPAYNASDAQTechnology · Services-Business Services, NEC

Price

$4.18

November 13, 2026Market cap $358M

DCF calculator

What Ploutos Investor adds for Repay

Part of Ploutos Investor, €9.99 a month

See the plans
  • The full history: 9 fiscal years, from 2017
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

Sign in with a free account to see the last 5 fiscal years.

In short

Repay had revenue of $413M over the last 12 months and a net loss of $170M. Revenue grew by 14.8% a year on average over the last 5 years. It has net debt of $691M. It pays no dividend.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$358M
85.56M shares
P/E
–
Revenue, 12 months
$413M
+14.8% a year over 5 years
Net margin
-41.2%
2025: -83.0%, above 4% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+2.1% a year over 2 years

  • 202510-K
    Revenue$309M
  • 202410-K
    Revenue$313M
  • 202310-K
    Revenue$297M

Fiscal years in figures

RPAY's revenue, profit, cash flow and dividend with each year-end price, from 2017 to 2022, 6 more fiscal years

Part of Ploutos Investor, €9.99 a month

See the plans

Sign in with a free account to see the last 5 fiscal years.

Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $686M
$358M
Enterprise value 
$1.0B
P/E 
–
EV / EBIT 
–
EV / Revenue 
2.5
P/B 3-year median: 0.9
0.8
FCF yield 3-year median: 21.7%
24.4%
Earnings yield 3-year median: -14.4%
–

Profitability

Gross margin 
70.1%
Operating margin 
-35.4%
Net margin 3-year median: -37.2%
-41.2%
ROIC 
-11.0%
ROIC, 5-year average 
-7.1%
ROE 
-33.8%

Growth

Revenue, yearly change 
-1.2%
EPS, yearly change 
–
FCF, yearly change 
-39.1%
Revenue, average a year 
+14.8%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$64M
Total debt 
$772M
Of which operating leases 
$17M
Net debt 
$691M
Net debt / EBITDA 
–
Interest cover 
-4.6x
Current ratio 
1.39

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 
0.00%
Buybacks 
–
Total returned 
0.00%
Shares, yearly change 
-4.9%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 73).

Gross margin

75.0%

Above 73% of the 293 companies in its industry, and 91% of all.

Operating margin

-82.4%

Above 5% of the 462 companies in its industry, and 5% of all.

Net margin

-83.0%

Above 4% of the 473 companies in its industry, and 4% of all.

ROE

-53.0%

Above 7% of the 398 companies in its industry, and 7% of all.

ROA

-21.4%

Above 10% of the 462 companies in its industry, and 9% of all.

Revenue growth

-1.2%

Above 20% of the 461 companies in its industry, and 25% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
Repay Holdings Corp
CIK
1720592
Exchange
NASDAQ
Industry (SIC)
7389 · Services-Business Services, NEC
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
85.56M

Other companies: Technology

The largest companies of the same sector, each with its own page.

The Technology sectorAll companies

The full analysis

What do Repay's filings show?

These are Repay's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about RPAY

Didn't find what you were looking for?

Ask us
What is RPAY's market cap?

Repay Holdings Corporation's market cap is $358M, at a price of $4.18 on November 13, 2026 and 85.56M shares.

How much revenue does RPAY have?

Repay had revenue of $413M over the last 12 months. Over the last 5 years it changed by +14.8% a year on average.

Does RPAY pay a dividend?

No. Repay paid no regular dividend over the last 12 months.

Where do the figures come from?

From Repay Holdings Corporation's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.