SoFi Technologies, Inc.: stock overview

SOFINASDAQFinancial services · Finance ServicesBank

Price

$15.42

November 13, 2026Market cap $19.7B

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  • The full history: 7 fiscal years, from 2019
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

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In short

SoFi Technologies had revenue of $4.7B over the last 12 months and net income of $738M, a net margin of 15.6%. Revenue grew by 44.9% a year on average over the last 5 years. At $15.42 the shares trade at a P/E of 26.7. It pays no dividend.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$19.7B
1.28B shares
P/E
26.7
Revenue, 12 months
$4.7B
+44.9% a year over 5 years
Net margin
15.6%
2025: 13.3%, above 59% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+30.5% a year over 2 years

  • 202510-K
    Revenue$3.6B
  • 202410-K
    Revenue$2.7B
  • 202310-K
    Revenue$2.1B

Fiscal years in figures

SOFI's revenue, profit, cash flow and dividend with each year-end price, from 2019 to 2022, 4 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $16.9B
$19.7B
P/E 
26.7
P/B 3-year median: 2.6
1.7
Earnings yield 3-year median: 1.5%
3.8%

Profitability

Gross margin 
84.3%
Net margin 3-year median: 13.3%
15.6%
ROE 
7.0%

Growth

Revenue, yearly change 
+35.1%
EPS, yearly change 
0.0%
Revenue, average a year 
+44.9%

The yearly change compares FY2025 with FY2024.

Returns to shareholders

Dividend yield 
0.00%
Buybacks 
–
Total returned 
0.00%
Shares, yearly change 
+16.3%
Valuation against its own pastEach fiscal year's P/E and P/B beside today's, and the calculator for the bank.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 61).

Net margin

13.3%

Above 59% of the 105 companies in its industry, and 72% of all.

ROE

4.6%

Above 44% of the 102 companies in its industry, and 42% of all.

ROA

1.0%

Above 56% of the 109 companies in its industry, and 44% of all.

Revenue growth

35.1%

Above 78% of the 106 companies in its industry, and 91% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
SoFi Technologies, Inc.
CIK
1818874
Exchange
NASDAQ
Industry (SIC)
6199 · Finance Services
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
1.28B

Other companies: Financial services

The largest companies of the same sector, each with its own page.

The Financial services sectorAll companies

The full analysis

What do SoFi Technologies's filings show?

These are SoFi Technologies's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about SOFI

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What is SOFI's market cap?

SoFi Technologies, Inc.'s market cap is $19.7B, at a price of $15.42 on November 13, 2026 and 1.28B shares.

What is SOFI's P/E?

SOFI's P/E is 26.7, on earnings per share of $0.56 over the last 12 months.

How much revenue does SOFI have?

SoFi Technologies had revenue of $4.7B over the last 12 months. Over the last 5 years it changed by +44.9% a year on average.

Does SOFI pay a dividend?

No. SoFi Technologies paid no regular dividend over the last 12 months.

Where do the figures come from?

From SoFi Technologies, Inc.'s SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.