UWM Holdings Corporation: stock overview

UWMCNYSEFinancial services · Mortgage Bankers & Loan Correspondents

Price

$1.26

November 13, 2026Market cap $433M

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  • The full history: 7 fiscal years, from 2019
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

Sign in with a free account to see the last 5 fiscal years.

Notes on these figures

  • Earnings per share here are the last twelve months' earnings over today's shares, so they agree with the P/E. The number of shares changed a lot during the year, so they differ from the earnings per share the company filed, which use the year's average number of shares.

In short

UWM had revenue of $3.5B over the last 12 months and net income of $20M, a net margin of 0.5%. Revenue fell by 8.5% a year on average over the last 5 years. At $1.26 the shares trade at a P/E of 22.0, against a median of 22.7 over the last 4 fiscal years. It has net debt of $2.6B. It pays a dividend yielding 34.31%.

From its SEC filings (latest fiscal year to December 31, 2025) and the price of November 13, 2026.

Its SEC filings
Market cap
$433M
343M shares
P/E
22.0
Today22.0
Median22.7
Revenue, 12 months
$3.5B
-8.5% a year over 5 years
Net margin
0.5%
2025: 7.7%, above 53% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

2023–2025 fiscal years

+20.8% a year over 2 years

  • 202510-K
    Revenue$3.2B
  • 202410-K
    Revenue$2.7B
  • 202310-K
    Revenue$2.2B

Fiscal years in figures

UWMC's revenue, profit, cash flow and dividend with each year-end price, from 2019 to 2022, 4 more fiscal years

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Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $667M
$433M
Enterprise value 
$3.0B
P/E 
22.0
EV / EBIT 
30.8
EV / Revenue 
0.9
P/B 3-year median: 0.3
0.3
FCF yield 3-year median: -293.9%
–
Earnings yield 3-year median: 2.2%
4.5%

Profitability

Net margin 3-year median: 0.5%
0.5%
ROIC 
1.7%
ROIC, 5-year average 
9.4%
ROE 
1.4%

Growth

Revenue, yearly change 
+18.2%
EPS, yearly change 
-7.7%
FCF, yearly change 
–
Revenue, average a year 
-8.5%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$420M
Total debt 
$3.1B
Of which operating leases 
$95M
Net debt 
$2.6B
Net debt / EBITDA 
16.9x
Interest cover 
–
Current ratio 
–

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 
34.31%
Buybacks 
–
Total returned 
34.31%
Shares, yearly change 
+89.8%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 61).

Net margin

7.7%

Above 53% of the 105 companies in its industry, and 60% of all.

ROE

15.3%

Above 78% of the 102 companies in its industry, and 77% of all.

ROA

1.4%

Above 68% of the 109 companies in its industry, and 50% of all.

Revenue growth

18.2%

Above 60% of the 106 companies in its industry, and 78% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
UWM Holdings Corp
Exchange
NYSE
Industry (SIC)
6162 · Mortgage Bankers & Loan Correspondents
Fiscal year ends
December 31
Latest annual report
December 31, 2025
Reporting currency
USD
Shares
343M

Other companies: Financial services

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The full analysis

What do UWM's filings show?

These are UWM's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about UWMC

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What is UWMC's market cap?

UWM Holdings Corporation's market cap is $433M, at a price of $1.26 on November 13, 2026 and 343M shares.

What is UWMC's P/E?

UWMC's P/E is 22.0, on earnings per share of $0.06 over the last 12 months. The median over the last 4 fiscal years was 22.7.

How much revenue does UWMC have?

UWM had revenue of $3.5B over the last 12 months. Over the last 5 years it changed by -8.5% a year on average.

Does UWMC pay a dividend?

Yes. UWM paid $0.43 per share over the last 12 months, a yield of 34.31% at today's price. All the figures are in the Dividend section.

Where do the figures come from?

From UWM Holdings Corporation's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.