World Acceptance Corporation: stock overview

WRLDNASDAQFinancial services · Personal Credit Institutions

Price

$138.16

November 13, 2026Market cap $641M

DCF calculator

What Ploutos Investor adds for World Acceptance

Part of Ploutos Investor, €9.99 a month

See the plans
  • The full history: 17 fiscal years, from FY2009
  • The estimated fair value, with its range and its certainty
  • The full analysis, 18 a month
  • More questions to the chat on its filings
  • Excel with every year
  • An email when it reports, changes its dividend or an officer buys

Sign in with a free account to see the last 5 fiscal years.

In short

World Acceptance had revenue of $596M over the last 12 months and net income of $50M, a net margin of 8.3%. Revenue grew by 2.1% a year on average over the last 5 years. At $138.16 the shares trade at a P/E of 12.9, against a median of 19.6 over the last 5 fiscal years. It has net debt of $584M. It pays no dividend.

From its SEC filings (latest fiscal year to March 31, 2026) and the price of November 13, 2026.

Its SEC filings
Market cap
$641M
4.64M shares
P/E
12.9
Today12.9
Median19.6
Revenue, 12 months
$596M
+2.1% a year over 5 years
Net margin
8.3%
FY2025: 5.9%, above 47% of its industry

Worth knowing

What a holder would want to hear from the company's SEC filings of the last three years. Each with its filing, without comment.

3 fiscal years in figures

Each fiscal year's figures as the company filed them, and the share price at its end.

FY2023–FY2025 fiscal years

+1.1% a year over 2 years

  • FY2025Mar 31, 202610-K
    Revenue$585M
  • FY2024Mar 31, 202510-K
    Revenue$564M
  • FY2023Mar 31, 202410-K
    Revenue$573M

Fiscal years in figures

WRLD's revenue, profit, cash flow and dividend with each year-end price, from FY2009 to FY2022, 14 more fiscal years

Part of Ploutos Investor, €9.99 a month

See the plans

Sign in with a free account to see the last 5 fiscal years.

Key figures

The company's current figures in five groups. Each term is explained behind its ⓘ.

Valuation

Market cap 3-year median: $672M
$641M
Enterprise value 
$1.2B
P/E 3-year median: 11.0
12.9
EV / EBIT 
19.2
EV / Revenue 
2.1
P/B 3-year median: 1.8
1.8
FCF yield 3-year median: 37.3%
43.4%
Earnings yield 3-year median: 9.1%
7.7%

Profitability

Net margin 3-year median: 13.5%
8.3%
ROIC 
5.2%
ROIC, 5-year average 
5.9%
ROE 
13.9%

Growth

Revenue, yearly change 
+3.7%
EPS, yearly change 
-57.6%
FCF, yearly change 
+2.0%
Revenue, average a year 
+2.1%
EPS, average a year 
-12.3%

The yearly change compares FY2025 with FY2024.

Balance sheet

Cash 
$8.3M
Total debt 
$670M
Of which operating leases 
$78M
Net debt 
$584M
Net debt / EBITDA 
8.4x
Interest cover 
1.3x
Current ratio 
–

Balance sheet of September 30, 2026.

Returns to shareholders

Dividend yield 
0.00%
Buybacks 
20.66%
Total returned 
20.66%
Shares, yearly change 
-12.6%
Valuation against its own pastEach fiscal year's P/E, P/FCF and P/B beside today's, and the DCF calculator for the company.Valuation

Against its industry

Where its margins and returns stood in fiscal 2025 among the SEC filers of its industry (SIC code 61).

Net margin

5.9%

Above 47% of the 105 companies in its industry, and 55% of all.

ROE

9.8%

Above 61% of the 102 companies in its industry, and 60% of all.

ROA

3.0%

Above 80% of the 109 companies in its industry, and 61% of all.

Revenue growth

3.7%

Above 35% of the 106 companies in its industry, and 41% of all.

From the yearly figures every company files with the SEC, for those with revenue of at least $25 million. The industry is the first two digits of the SIC code.

The company at the SEC

How it is registered and when its fiscal year ends.

Name at the SEC
WORLD ACCEPTANCE CORP
CIK
108385
Exchange
NASDAQ
Industry (SIC)
6141 · Personal Credit Institutions
Fiscal year ends
March 31
Latest annual report
March 31, 2026
Reporting currency
USD
Shares
4.64M

Other companies: Financial services

The largest companies of the same sector, each with its own page.

The Financial services sectorAll companies

The full analysis

What do World Acceptance's filings show?

These are World Acceptance's figures. The full Ploutos AI analysis reads everything the company has filed and shows what stands behind it, with a source for every figure.

  • A fair value range built from the filings
  • Earnings quality, debt and red flags
  • Insider and institutional moves
  • The case for and the case against

Questions about WRLD

Didn't find what you were looking for?

Ask us
What is WRLD's market cap?

World Acceptance Corporation's market cap is $641M, at a price of $138.16 on November 13, 2026 and 4.64M shares.

What is WRLD's P/E?

WRLD's P/E is 12.9, on earnings per share of $10.56 over the last 12 months. The median over the last 5 fiscal years was 19.6.

How much revenue does WRLD have?

World Acceptance had revenue of $596M over the last 12 months. Over the last 5 years it changed by +2.1% a year on average.

Does WRLD pay a dividend?

No. World Acceptance paid no regular dividend over the last 12 months.

Where do the figures come from?

From World Acceptance Corporation's SEC filings (10-K and 10-Q) and the share price. They hold no analyst estimates and no score, and they are not a recommendation.

Related pages

The other pages on US stocks, free to read. On the company pages, the last three fiscal years are open to everyone, five with a free account, and every year with Ploutos Investor.

US stocksThe market today, the sectors, the largest companies and the week's results.The market's sectorsThe 11 sectors side by side: returns, share of the market, median P/E and dividend.Compare stocksTwo companies side by side: price over up to ten years, with and without dividends, and every figure.US dividend stocksEach dividend's yield next to whether the company's cash covers it and whether it was ever cut.

The figures come from the company's SEC filings and the share price, and describe what it has reported. They are not a score or a fair value.